Capquests requests for more time, RE CCA Request

[le_bonn]

Hi all,

 

I have been having an ongoing saga capquest and I was hoping one of you knowledgeable people could advise on the best course of action going forward.

 

I sent a the standard CCA request letter from the templates here on GAG over 3 weeks ago and have not received the information requested, They have though sent a letter asking for an extra 28 days with which to comply with my request, this request is of course worded in very reasonable language.

 

Should I send the CCA default follow up letter with out further delay or simple wait to see what they dredge up eventually, I would be quite content to drag it out as this debt will be stat barred in about another 3 months!

 

Your advice would be greatly appreciated.

 

Many Thanks

 

le_bonn

[le_bonn]

Another question sorry, Would a SAR request be viewed as acknowledgement of a debt and effect statutory barring????

[ims21]

The statutory time limit for the supply of documents under a CCA request is 12+2 working days.

 

If it were me and they have failed to supply I would ignore them until they do provide the documents.

 

When was the last payment made on the account or when was it last acknowledged in writing?

 

A SAR does not affect the SB clock.

[Newborn]

Every time you write to a lender or DCA in these circumstances you must always state that you do not owe them, or anyone they represent, any money.

[le_bonn]

Thanks for your replies, it is amazing and gratifying to get help so quickly from the users of this sight.

 

I have been very careful since this debt resurfaced a few years ago to never admit any liability and have used templates from this sight to request information from both the dca and the original creditor so hopefully I have not slipped up there, the Sar request detailed all my payments the last one was made was at some point in october 2007.

[le_bonn]

please excuse the spelling of site. its probable the merlot talking.

[ims21]

As this is so close to SB and they haven't come up with an agreement and want another month, if it were me I would be just sitting on my hands and doing nothing.