New RUTHBRIDGE Customer: advise please

[reginder]

Hi all,

 

I have read a number of the thread on Ruthbridge and could really use your advise on the best action in my particular case.

 

Received first ever letter from Ruthbridge - It was addressed correctly to my name (unusal spelling), but contained no details about the alleged debt amount or alleged creditor. Just the general 'please call us' bit.

 

There are 2 things I guess this could be related to: either a storecard for about £50 in 2001, or a disputed debt with the also totally dodgy gas/electric company Spark.

 

If the latter then it is only about 2 years ago

- I made a formal complaint/dispute to Spark at the time and received no reponse.

 

At the time I was dealing with a different DCA, who were actually very reasonable and agreed that Spark's actions were illegal and I didn't owe anything.

 

So - do I send a request for clarification of this so-called debt, or is it best to file it and ignore it?

 

If they call me, I won't begiving them any info and guarantee I will have some fun with them.

 

Thanks in advance.

[dx100uk]

i'd be ignoring them

 

check your cra file see below

 

make sure its not being trashed

 

dx

[BRIGADIER2JCS]

I agree, ignore Ruthbridge until they state clearly what they are chasing, more often than not they are chasing statute barred debt.

[reginder]

Thanks both! I forgot to mention I did actually check my credit record with Equifax and no sign of anything untoward. If anything I am actually lacking credit history.

 

Shall ignore them.

[dx100uk]

IMHO re its spark whom several threads here indicate speculative demands/contracts

and

a DCA known to send out letters to spoof people on debts

 

i'd be ignoring them all

 

dx

[BRIGADIER2JCS]

I agree with dx until mr. Ammisah and his crew a tctually 'come clean' do not respond, it seems clear that the debt is stat barred.