ARCEurope Limited chasing old nationwide OD debt full of charges

[GASS]

Hi,

Just wondered if anyone had any dealings with ARCEurope Limited.

 

I have been getting letters from them in respect of a Nationwide Flex Account, which I used in 2009 - 2010

 

the account had an overdraft on it, which whilst I was in the overdraft limit NW reduced by £100

then started charging me for being over the overdraft at £20 a time.

 

I have had this passed from 4 different agencies and now with ARCEurope.

 

I can't afford to pay the amount of £247 and

 

I have received a letter today stating a CCJ has been prepared against me and CAN be issues in Northampton.

 

If the matter is passed to our Solicitors for issue, our client will claim the following....... more blurp, a

 

nd then at the end it says,

 

if you ignore this letter we may pass this matter to our solicitors to issue the claim without further notice.

 

 

 

I can probably offer to pay £5 - £10 a month, but no more than that

 

Any thoughts or suggestions.

[dx100uk]

usual threat-o-gram

 

does not say WILL

 

every word but.

 

what does your cra file say about the debt?

 

they'll never go near court on an OD debt full of PENALTY charges

for fear of a counter claim.

 

dx