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1 year left on car finance and broken car!


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Could really do with some advice. I took out a 3 year car finance and have paid 2, and has full service history. The past few months I have had problems with the car, and taken it to 4 mechanics now and it still isn't sorted. They think one of the problems is the turbo, which is hundred's of pounds! :sad:

 

Just wondering where I stand as it's finance and bought from a dealer. Would it be better for me to get the car fixed (if they can) and carry on paying the finance? Can I go to the dealer and ask them for help? Do the car finance company have any obligation? Can I part exchange the car and transfer the rest of my finance to a new car?

 

I just don't know what to do for the best. We have 3 children and really need our car, but we just can't afford to keep paying out on top of the car finance. Any advice would be great. :-D Thanks

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