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Tinkerbelle vs Capital One - I've WON!!!!


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CONGRATULATIONS Tinkerbell! We had that same rude letter,but who has got the last laugh now? we reminded crap one how there £200 limit became £2400 dept see our thread,they wrote to the court to say it had been settled on 24th may but we havant recieved payment yet,so our claim continues until we do recieve a cheque

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Received the following snotty letter from Crapital One this morning.

 

===================================================

 

Dear Miss xxxx

 

Your claim against Capital One Bank (Europe) plc

...

Congratulations Tinks - I also got the very same letter yesterday lol!! Fancy a pint?!!

 

Wonder how long till they actually send the cheque....

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

Hit the DONATE BUTTON and give 5% back to support this site!

 

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Hello again Guys!

 

Got another letter from Crapital One yesterday. Again re-printed for your information so you know what's coming next!

 

==================================================

 

Thank you for returning your signed settlement form, which I have received this morning concerning your above numbered county court claim.

 

As agreed, I have refunded a total of £496.67, which is in full and final settlement of your county court claim. On receipt of this letter, please notify the court of the agreed settlement, as we have done the same.

 

Your account is now in credit by £327.45 so I have arranged to send you a cheque for this amount. You will receive your cheque withn the next 10 to 14 working days.

 

Once again, thank you for returning your form to me and I am pleased we have been able to resolve this matter without taking up any court time.

 

Yours sincerely,

 

Angelina Wilson

Executive Office

===========================================================

 

Hahahahaha they want me to notify the court that the claim has been settled on the basis that they have sent me this letter. They're having a laugh are they not! 21.gif

 

Also, their calcualtion and mine don't add up. There's a £4 difference. So on that basis alone, I won't be notifying anybody until I receive my next monthly statement, the cheque arrives, the cheque clears and I have ensured they have paid up down to the very last penny 19.gif

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CONGRATULATIONS Tinkerbell! We had that same rude letter,but who has got the last laugh now? we reminded crap one how there £200 limit became £2400 dept see our thread,they wrote to the court to say it had been settled on 24th may but we havant recieved payment yet,so our claim continues until we do recieve a cheque

 

How long overdue is it? If it's gone past the 14 days (or 28 days if they said they were going to defend) then I'd run off and click that JUDGEMENT button...but that's just me.....and i'm in an evil mood:p

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Hi

Its not gone as far as to be overdue yet as Cap 1 put in a defence and then offered the settlement, I have had a form from the court to sign to say this has been settled but as I havent got the cheque yet I will give Cap 1 until Friday and if it still hasnt arrived I will tick the "I wish to proceed with the claim" box on the form. Will keep you posted.

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Yes, it's YOUR cheque, not theirs. How good does that feel? Really really honestly...:):):):):):)

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hey Tink that's awesome news - well done!! I'm just a few days behind you with Cap 1 so mine shouldn't be too much longer either!!

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

Hit the DONATE BUTTON and give 5% back to support this site!

 

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Congrats on that.

 

were you defaulted? has capital one agreed to correct your credit history?

Co-Operative bank default removal - succesfull december 2007.

 

Capital One Bank default removal - succesfull february 2008.

 

Co-Operative bank Visa default removal- Claim filed March 2008

 

Smile default removal - ongoing

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Hiya Tinks

 

WELL DONE !!!!!:D

 

I got my refund too from Crapital One last week - hoorah!:)

 

congratulations ....!!!!!!!!!!!!!!

 

 

xx

Abbey claim: £972.00; Req for Refund letter sent 22.05.06

HSBC claim: sorted!

Citibank credit card claim: sorted!

Abbey/MBNA credit card: sorted!

Smile credit card: 2nd LBA sent 09.06.06

Capital One credit card: sorted!

..........................

Parachute deployed and everything moved ... GO GET 'EM !!

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Tink - at what point did you notify the court the claim was settled: on receipt of letter advising refund, receipt of cheque or clearance? I gotta decide between the last two lol!!

 

Thanks

 

Bovv :)

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

Hit the DONATE BUTTON and give 5% back to support this site!

 

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Kewl - that's the one I was going for...my cheque should clear Fri (the parachute account clears 3 working days before Halifax)..

 

Excellent!! What you gonna buy lol!!

 

Thanks

 

Bovv

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

Hit the DONATE BUTTON and give 5% back to support this site!

 

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LOL... well so far I have got about 4 pairs of shoes, 1 handbag, 1 dress, 3 tops, 1 Sony PSP and 1 Lemmings game :D

 

I'm trying not to go crazy because I want to buy a flat next year... but hey, gotta treat myself after all the money worries over the past years!

 

Oh and I gave some towards the Council "Poll" Tax :cool:

 

I have a serious shoe addiction!

 

What about you? What you gonna buy?

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Nothing nearly so exciting I'm afraid, I will be paying off some debts....still that's a good thing too...I will have many pints of Hooky also :D

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

Hit the DONATE BUTTON and give 5% back to support this site!

 

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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