Mortgages plc charges reclaim court help please

[griffiths5]

I am looking for help with a claim against Mortgages plc, regarding the unfair charges applied to the mortgage account when in arrears.

 

I have filed a allocation questionaire recently,

The claim is for less then £2000, but the defendants solicitors want the claim struck out and have also requested a fast track proceedure.

 

The claim was presented back during the bank charges period and ended up being stayed.

 

I managed after some time to get the stayed lifted and a new particulars of claim accepted by the judge.

 

Mortgages Plc also claim that the account was with their sister company mortgages 2,

but all the correspondence, and mortgage payment were made to them.

[Series3]

I think the court will give it a track, as it's for £2000 it would be small claims.

The more information you can give will help the more knowledgeable cagers to help you.

I doubt it matters what their sols want, not for them to say what happens.

What are the POC? can you post them up?

maybe ask to move this to the legal forum as your at the AQ stage.

 

series3

 

series3

[griffiths5]

I used the POC from this site, the original POC was under the bank charges format, the claim then got held up in the courts for 2 years because of the stay. Eventually I found out that the FSA had started fines on mortgages companies. It took me a while but I got the stay lifted and the POC changed.

[Series3]

I intend doing the same soon, at the moment I have a suspended repossession order. Decided to sell now, then make a claim for their charges.

Good advice in the legal section if needed.

 

series3