JimboJones Vs HSBtotheC

[JimboJones06]

sry, really need some help before I can continue

 

Thanks

[lateralus]

you can't include that. see this thread:

 

Charges description on statements - Please Read

[givememymoney]

I think Lattie ment to say "you can include that" the thread explains it all

[lateralus]

gmmm - you just follow me around everywhere and clean up my mess, please.

 

i am sooo sorry - yes, you can claim back card mis-use.

i'll be along to help everyone else as soon as my lobotomy is completed!

[givememymoney]

lol lets just call it peer review!!!

[JimboJones06]

Thanks for the replys, I have now filled in my sheet and was wondering if it would be possible to send one of you my spreadsheet just to make sure its filled it in correctly?

 

Thanks again

[givememymoney]

I am happy to take a look if you want to PM it to me. Just take out any identifying info such as account number and name.

[JimboJones06]

Thank you so much for looking at the sheet GMMM, looks great! is it good to have the totals at the top of the page too (like you have done)?

 

Thanks a bunch, now i'm ready!

[givememymoney]

I think it helps as it is clearer where your calculations come from Go for it

[JimboJones06]

Ok so I posted off my spreadsheet and pre-lim letter on the 8th, seven days later (today) I got a letter through the post from HSBC saying:

 

Thank you for your letter dated 8 May 2007 concerning bank charges.

I am looking into the matters you have raised and will contact you with a full response as soon as I have completed my investigations.

 

In the meantime, I enclose a copy of our leaflet which explains how these matters are dealt with blah blah blah!

 

Is this just an excuse to delay things? do I sit and wait for him to contact me further?

 

I'm a little unsure as to what to do next so a little help would be appreciated,

 

Thanks

 

James

[lateralus]

stick to the schedule, james - 14 days after the prelim - send the lba

[JimboJones06]

Ok so the 14 days are up and im going to send my LBA tomorrow but as above they did reply to me after 7 days, I only say this as at the beginning of the LBA it say's:

 

"I am very disappointed that you have failed to respond to my letter of the [XXDATEXX]"

 

So do I have to edit the start of the letter seeing as they have responded?

 

Thanks guys

 

Jimbo

[JimboJones06]

sry, really need some help before I can continue

 

Thanks

[lateralus]

how about adding the "positively" after the word respond

[JimboJones06]

Hi guys, the 14 days are just about up after sending my LBA to HSBC, have had no response what so ever, im a bit lost looking for info on claiming against them so if anybody could help I would appreciate it a lot, is there a template letter for court proceedings?

 

Thanks guys and gals

 

Jimbo

[lateralus]

follow this link and you won't go far wrong:

Getting MCOL Right

also, i will send you a copy of my particulars of claim to use as a second example of how they should be done.

[JimboJones06]

Thanks a lot Lateralus, would be good to see your particulars, had a brief read through and registered, its quite a lot to take in at once, will have another go later

 

Thanks

[lateralus]

pm'd them earlier.

[JimboJones06]

Thanks for sending your particulars, ive been away for a while so just getting it sorted now, is there a certain way to get the money back from making payment to the court?

 

Thanks

 

Jimbo

[freakyleaky]

You can add your court fifling fee on to your claim! They will pay that back with your charges!

[JimboJones06]

Does that mean adding it onto the spreadsheet of charges or just in the claim? sry trying to find out as much as I can

[freakyleaky]

If you have filed with MCOL then it will be automtically added. But next time you send a schedule of charges to dg add it on to the end on a seperate sheet of paper!

[JimboJones06]

Ok, makes sense, im filling out the claim and am on the "Defendant Details" section and was slightly unsure of the correct address of who it should be against, all my previous letters have gone to:

 

Colin Langdale

Senior Service Quality Officer

Arlington Business Centre,

Milshaw Park Lane,

Leeds

LS11 OPP

So would I just fill it out with: HSBC, then the address above?

Thanks

Jimmy

 

 

 

[lateralus]

defendant is hsbc bank, plc

use the canada square addy in london - it's on all their paperwork - plus it's in contact details at the top of the thread.

[JimboJones06]

Thanks Lat, so I filed my claim with MCOL for a total of £980.71

I guess its a waiting game until the bank respond?

Should I be getting anything together while I wait, or is it a case of twiddling my thumbs?

 

Jimbo.