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Advice please - quick quid & pduk


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Finally I'm admitting that I cant keep paying back each month only to borrow again the next to replace the money I need for bills. I sent both companys and email saying I am not in a position to pay the full amount outstanding and wish to set up payment plans. I've read a bit on various websites that looks like I'm going to be in for a lot of hassle. Can anyone advise what to do now and tell me what to expect? They are both due to be paid this Friday so what should I be doing to cancel them?. I'm starting to panic now expecting to be hassled at my work which I can get in a lot of trouble for etc. Any advice would be much appreciated!

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PDUK will set up a repayment plan for you if you call them. I explained that I had council tax arrears/demands and the interest was unaffordable and needed help with a repayment plan.

 

Should be able to get one for about 6-7 months...

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QuickQuid will set up a repayment plan with you once. You can set up a pre-default repayment which is 3 installments, or if you wait until you default on your payments...then speak to the Collections department on their website, via LiveChat and explain your situation. I got them to do me a repayment over 16 months as I had ' become redundant' But i need to make you aware that you should sign up at noddle.co.uk for free, for life, as i use experian and QQ doesnt show there...and theyve messed up my credit file saying i owed a lot more than i actually do..so pleae be careful x

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