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Hi New to all of this, Bank Of Ireland


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Hi folks

 

I'm a newbie to this forum,I think it's great so excuse me if I post this in the wrong area.

 

My story is that over the past 2 months I have incurred somewhere in the region of £700 plus of Unpaid fees,referral charges etc.

 

Compounding my situation also are the people that haven't been paid as they are also charging me fees...talk about being caught between a rock and a hard place!!!

 

I know if I go back over six years it will be a great deal more.

 

The other annoying thing is that I don't even get a letter to say that an item/s have not been paid....If I received a letter I would then feel that I was at least getting something for the charges incurred!!!!

 

I would like to take this further,but somehow am afraid that they will close my account down and as we already have the other 3 Northern Irish Banks under investigation it doesn't bode well if you need to change accounts?

 

your thoughts,comments and advice would be greatly appreciated.

 

Regards

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Are you in NI or Eire? If you are in Eire then I am not sure if much (if any) of the legal stuff on here will apply.

 

If you are in NI are you restricted to the big 4 over there or can you bank with enyone (i.e. internet banking).

Abbey (Charges on 3 accounts and default on my credit record) - DPA letter sent 30/03/06 - 40 days limit is 9th May - Recieved DPA printouts 05/04/06 with microfiche "fob off" letter. <p>Barclaycard (Charges on 1 account and default on my credit record) - DPA letter sent 03/04/06 - 40 days limit is 13th May - Recieved some statements 08/04/06 along with DPA printout and a microfiche "fob off" letter. Claim for £340 sent 11/04/06

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

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Thanks

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