Help With CCJs

[desshearer]

I have recently started paying off my debts and noticed on my credit report that i have had two ccjs.

 

After paying around 90% of the debt off i would like to know how to get the ccjs marked as satisfied on my credit report.

 

The first two debts i paid were the ones marked as ccjs and the DCA marked my report with satidfied on both accounts but the ccjs remain unchanged.

 

Any info on how to get this sorted would be great, hope i have explained myself correctly

[citizenB]

Are you absolutely certain these were CCJs.

 

Were claims issued, did you defend/or admit the debt ?

 

You can check for sure on this website.

 

http://www.trustonline.org.uk/

 

It will cost you £4.00

[citizenB]

I think the information stays on your records for 6 years from the date of Judgment.

[BRIGADIER2JCS]

You will have to apply to the court for a certificate of satisfaction on each case, copy them and send with a covering letter to ALL the CRAs holding the data,

this kind of update is not automatic so you have to do it.

[desshearer]

Thanks for the replies,

Yeah they were both ccjs and after i did not appear in court

i took the blame for both of them,

 

Stupid mistake really.

 

I have tried to contact the court about both of the cases and they have told me that they do not deal with them

and that i would have to go back to the DCA for a certificate of satisfaction.

 

I have done this in both cases and the DCA only send out a certificate of payment with no case numbers attached.

 

After contacting Registry Trust i was told a letter or certificate was no good unless it quoted the court case numbers.

[citizenB]

Then you should return to the DCA and insist that they fulfil their obligation to provide you with this information - correctly worded.

 

Send your letter to Head office/Registered addresses to ensure it gets to the right person !

[desshearer]

Will give it a go thanks

[dx100uk]

why are these with dca's?

 

were the dca's the ones that got the ccj's?

 

dx