Please help!! Too many payday loans!!

[Bux99]

hi all, i am new here, like many posts i have read recently, it is somewhat a relief that there is a way out of the payday loan debt spiral. here is my situation.

i have 6 payday loans and cannot afford to pay them all, i have opened a parachute account to have my wages paid in to. i have loans with quick quid, wonga, payday uk, payday express, 247 moneybox and minicredit. i have sent emails out to quick quid, wonga and payday express. i am in the process of sending emails to them all. i requested a payment plan from payday express but they refuse to give me one without providing evidence of my financial difficulty, so i just keep emailing them the same email i first sent to them in hope of a payment plan eventually. i have sent the usual emails out stating i cannot pay and to freeze all interest and charges and a telephone harassment to payday express. i would much appreciate any help i can because now i feel lost with all the emails i am having to send out.

[renegadeimp]

No need to feel lost. You are doing well. It might be frustrating to send out all these emails, but its a necessary evil in order to get things under control again.

[Oh ffs]

What email do you use (gmail, hotmail etc.) and do you use it online or through Microsoft Outlook?It is possible to organise emails into folders or labels. In other words, you could have a separate folder for emails to and from one creditor. Makes finding them a lot easier.

 

I've been poorly organised at this sort of thing before but this is what I've just got round to doing.