hi all, i am new here, like many posts i have read recently, it is somewhat a relief that there is a way out of the payday loan debt spiral. here is my situation. i have 6 payday loans and cannot afford to pay them all, i have opened a parachute account to have my wages paid in to. i have loans with quick quid, wonga, payday uk, payday express, 247 moneybox and minicredit. i have sent emails out to quick quid, wonga and payday express. i am in the process of sending emails to them all. i requested a payment plan from payday express but they refuse to give me one without providing evidence of my financial difficulty, so i just keep emailing them the same email i first sent to them in hope of a payment plan eventually. i have sent the usual emails out stating i cannot pay and to freeze all interest and charges and a telephone harassment to payday express. i would much appreciate any help i can because now i feel lost with all the emails i am having to send out.