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Credit Card Transfer of Ownership


michellechick
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Hi

 

I have an Egg credit card which I applied for online in 2007. The debt is for just under £2,000. I agreed with Egg to pay £1 per month from February 2009 which I have not defaulted on.

 

I have received various letters from Barclaycard to say they have purchased this debt and that I need to pay the £1 per month to them using new account details. I asked them for proof that they now own the debt and they have sent me a copy of the original online application. This shows our banking details, the amount of credit offered by egg and my employment details. It does not state any terms and contitions of the credit card or show anywhere for a signature.

 

Do I need to go back to them to ask for more information/proof? Should I need them to supply me with a letter/transfer of debt from Egg?

 

Thank you in advance for any help.

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