@santanderukhelp A&L/Santander PPI Reclaim Query

[Caffey]

I'm confused by this matter but wonder if I may be able to make a claim. My mortgage was in several parts, endowment, interest only and repayment. On the interest only/endowment parts I was quite happy to take out insurance; I deemed it essential, anyway. On the Repayment parts, however, I was not keen to take out insurance as I was well protected by work pensions and lump sum entitlements. I was given the impression that this insurance was an integral and essential part of my receiving the loan(s). The insurance policy was taken out with Legal & General and arranged by the Alliance (at that time). The repayment parts of my mortgage has been repaid and the insurance policy cancelled but I still have all the documentation and wonder if I could make a claim.

Can you advise me on this matter?

 

Thank you in anticipation.

 

Caffey

[ims21]

Hi

 

If the PPI was not explained to you fully or you didn't want it then the likelihood is that it was mis-sold so you would have a claim

 

Do you have the original agreements please?

 

How many agreements were there?

 

Does the ppi feature as single premium added to the loan to start with on any of them?

 

Was the PPI paid as a fixed amount each month as a separate payment on any of them?

 

If you have the agreements can you post them up (MINUS ALL PERSONAL INFORMATION)....use this method by dx100uk

 

scan the required letters/agreements/sheets

as a picture[jpg] file

remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

 

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf

than many single ones

or if you have PDF as an installed printer drive use that

or use word and save as pdf

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

then hit reply button

 

 

ims