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Plonker1

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  1. I managed to scan them. Definitely cannot see N157 anywhere. 2023-06-21 CCBC trans to EDM court + 2023-07-03 N24 trans EDM to shoreditch+n271 tran to shorditch.pdf
  2. I received a letter from the court at Edmonton stating that they are in receipt of a my case file transferred from County Court Business Centre and that they would be in contact shortly. I then received a letter stating that it had been transferred to Clerkenwell and Shoreditch County Court before Judge Cohen upon reading the court file. That's it so far.
  3. Hello I am still waiting for the court's to respond, I received a letter stating that the court is being transferred but that's about it. dx do I need to do anything in the meantime?
  4. aah ok. Are you able to read the uploaded copies of the DN and the TN?
  5. Thank you dx, I was going to have a go just now but you beat me to it. Appreciate it. I have also noticed the claimant reference is still visible on page 32 of the PDF, the defence and counter claim form. I have uploaded the TN and DN again, however this is the best I am getting. They are truly woeful copies. Shall I take a photo and upload to see if its any better? DN TN.pdf
  6. The unreadability is due to the copies being sent that way, not down to the compression I think
  7. I hope I am doing this the correct way, Claimants N244+exhibits.pdf
  8. yep, got you, have already started redacting should be done soon
  9. Hello dx, sorry I didn't realise I had to scan and post all of the exhibits too. Do I need to redact name and any account details from all the exhibits, there are quite a few?
  10. The copy they have sent me is barely readable but I have scanned and uploaded anyway N244 Erdudio.pdf
  11. Thank you Andy, As DX advised previously that the court shall inform me if Erudio request for stay on proceedings be lifted. They have sent me a bundle. Erudio are stating that my defence does nor raise any grounds with reasonable prospect of successfully defending the claim..... I have not received a hearing date as of yet. Where do I go from here?
  12. I've been away and came back to be greeted by a lovely letter from our friends at Drydensfairfax. They have provided me with the following documents which wasn't previously supplied: - Copy of the signed agreement - Copy of the Default Notice - A notice of Assignment from the Student Loans company to our client They claim that the above deals with my Defence in full! Then the usual threats of lifting the stay and commence legal action. They also mention 'It is also likely that any such application will include an Application for Summary Judgement, given the evidence which has now been provided to you in support of our client's Claim'. What's the chances they will lift the stay and commence legal action? They certainly haven't dealt will all of my Defence, maybe part of it. I'm inclined to ignore.........
  13. Thanks DX, I'll submit this now: The Defendant contends that the Particulars of Claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 & 2 are noted, the Defendant has in the past had financial dealings with the original creditor and the claimant regarding Student Loans. I am unable to recall the precise details of the alleged agreement nor any debt. The defendant always continued deferment until around 2020 when this was refused. I have never earned over the threshold. The Defendant has sought verification from the Claimant by way of a section 77 request which as to this date has failed to comply and remains in default. 2. Paragraph 3 & 4 are denied. I am not aware of any service of a Default Notice pursuant to section 87 of the consumer credit Act 1974 by the claimant nor the original creditor, nor of any legal assignment pursuant to the Law and Property Act 1925 section 136 (1). 3. It is not accepted with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to: a) show how the Defendant has entered into an agreement; and b) show how the Defendant’s alleged debt has reached the amount claimed for; and c) show the nature of breach and service of a Default Notice and subsequent Notice of Sums in Arrears in accordance with the Consumer Credit Act 1974; and d) show how the Claimant has the legal right, either under statute or equity to issue a claim. 4. As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant proves the allegation that the money is owed. 5. On the alternative, as the Claimant claims to be an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of section 136 of the Law of Property Act and section 82A of the Consumer Credit Act 1974. 6. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief
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