Motormile Finance UK / British Credit Trust

[orangeman18]

I have recently received a letter from MML stating I owe them £5,773, and threatening a Visit without appointment.

 

This is in relation to an agreement from December 2000.

 

I purchased a car, lost my Job and returned the car to them.

 

I contacted MML and asked them to send all information to me which they did by e-mail and the last correspondence was dated 2003.

 

The following day I received an e-mail with a copy of a CCJ dated 31st Dec 2004, which I have never seen.

 

Would this fall under the statute of limiiitations?

 

I would very grateful if anyone could give me any tips on this.

Edited March 6, 2012 by orangeman18
missed information

[dx100uk]

yep dead in the water

 

tough luck MML

 

ignore them

 

dont respond any further

 

just as a side note

 

NEVER EVER use the phone to discuss your debts with ANYONE.

 

dx

[orangeman18]

I have just this morning received the following letter from them:

 

Reference: .....

 

ebt Balance: £5k+

Debt: British Credit Trust Finance (assigned to MMF UK)

Asset: Vauxhall

Reg: XXXXXXXX

 

NOTICE OF VISIT WITHOUT APPOINTMENT

 

You have failed to provide an agreed appointment date for Home Visit

 

As such your account has been placed on our Home Visit Schedule and a Doorstep Collector will visit you at home until they meet with you. They will also make a report on your living standards and any assets that may be available for seizure should legal action prove necessary and bailiffs instructed.

 

if you want to resolve this matter without further action, then please contact our office immediately to discuss your account. we would remind you that we are prepared to discuss instalment arrangements or, alternatively, a lump sum settlement discount.

 

this letter should be taken as formal notice that we have attempted to agree a mutually acceptable appointment and have been unable to do so. This fact will be relied upon at court on the question of legal costs, should legal action prove necessary.

 

please contact the office immediately, failing which one of our Doorstep Collectors will attend your premises to discuss the account.

 

Yours Faithfully

[dx100uk]

that is very very naughty they cannot do that

 

NO doorstepper has ANY legal poewrs

 

and certain CANNOT list assets etc etc

 

your need to fwd that to your local trading standards and complain/sent it to the OFT

via the consumerdirect site.

 

do not respond

 

dx