I have just this morning received the following letter from them:
Reference: .....
ebt Balance: £5k+
Debt: British Credit Trust Finance (assigned to MMF UK)
Asset: Vauxhall
Reg: XXXXXXXX
NOTICE OF VISIT WITHOUT APPOINTMENT
You have failed to provide an agreed appointment date for Home Visit
As such your account has been placed on our Home Visit Schedule and a Doorstep Collector will visit you at home until they meet with you. They will also make a report on your living standards and any assets that may be available for seizure should legal action prove necessary and bailiffs instructed.
if you want to resolve this matter without further action, then please contact our office immediately to discuss your account. we would remind you that we are prepared to discuss instalment arrangements or, alternatively, a lump sum settlement discount.
this letter should be taken as formal notice that we have attempted to agree a mutually acceptable appointment and have been unable to do so. This fact will be relied upon at court on the question of legal costs, should legal action prove necessary.
please contact the office immediately, failing which one of our Doorstep Collectors will attend your premises to discuss the account.
Yours Faithfully