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1500 Charges In Last Few Months


jodyperry
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Hi

 

i thinki have a lot of charges on my mortgage account but am scared that they can stop my mortgage. Is this advisable?

HSBC - 11/9/06 - prem letter sent

19/9/06 - lba sent £3391 requested

5/10/06 - MCOL

17/10/06 - offer for £1600 on one account recieved

28/11/06 - Full offer recieved

 

Capital one - 13/9/06 -letter asking for statements sent

17/10/06 - prelim sent for £640

 

Lloyds TSB - 13/9/06 -letter asking for statements sent

17/10/06 - prelim sent fro £732

Lloyds TSB - 26/9/06 - prem letter sent - £391

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dont claim on existing mortgage unless you are sure that you will not miss any payments

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Mortgage Express charges- settled in full after issuing claim

 

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To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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They can not actually close your mortgage without your consent or a court order. However, it is generally advised not to claim against your current mortgage provider as you may need them to be sympathetic in the future. If you are with a sub-prime lender, they generally show little sympathy in any event so you may decide to go ahead. Otherwise it may be wise to wait until your move your mortgage before going after charges.

 

Hope this helps

 

Zoot

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