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I am acting on behalf of someone else. Aug 2010 unsigned CCA Request sent to Nationwide Credit Card Services.

 

They refused due to request being unsigned.

 

Harrasment via text, phone, letter and door step visits followed.

 

Request sent again requesting that harrasment stops and note that account is in dispute.

 

Harrasment via text, phone, letter and door step visits continued.

 

Copy of passport with signature removed and verified by Nationwide branch. Signed and Stamped sent.

 

While account in dispute, account in reciept of benefits was frozen. Funds are still in this account.

 

Letters of complaint sent to Nationwide, OFT, TS, FSA, FOS and HM Treasury.

 

Unsatisfactory response recieved.

 

Harrasment via text, phone, letter and door step visits still continued.

 

More letters of complaint sent to Nationwide, OFT, TS, FSA, FOS and HM Treasury.

 

Unsatisfactory response recieved.

 

Harrasment via text, phone, letter and door step visits still continued.

 

Office complaint filed with FOS.

 

Harrasment via text, phone, letter and door step visits still continued.

 

FOS ruled in favour of Nationwide, stating that CCA Request was unsigned. Non-compliance with Nationwide's request to provide signed authority. They have a copy of the CCA. They are have that it is valid.

 

They are happy that funds were legally transfered as per the terms and conditions.

 

FOS also state many inaccurate statements.

 

Is it worth appealling against this (by 15th June 2011)? Or should I take this straight to parliment, as OFT, TS and FOS all seem to be in bed with Nationwide. Or are the Government in bed with them too?

 

Or is it time to go for an IVA or Bankrupcy???

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