Defending a claim in the County Court - CCJ?

[Cardinal-Red]

Hi all,

 

I am currently in dispute with HMRC over a non-tax matter and they have issued proceedings against me in the County Court. I was under the impression that if you lost this, but paid the amount in dispute within 30 days, there would be no CCJ registered against you.

 

However the court documents state that "if this claim results in a judgment against you, details will be entered in a public register... This will make it difficult for you to get credit"

 

I simply cannot afford the risk of getting a CCJ so does this mean I have to forget about defending the claim entirely? Or does the judgment only get entered if you don't pay within 30 days?

 

Thanks!

[Graham117]

If you defend that claim an lose and lose at court, judgment will be entered for the claimant. If you pay within 28 days, the judgment will me 'cancelled' and will be as if it never happened. You can apply for a 'certificate of cancellation' which costs £15 and shows that the judgment has been cancelled. If you pay after 28 days the judgment will be marked as 'satisfied'. This means it will show on the register of judgments, fines and orders that you have paid the judgment, but it will stay on the register.

[cerberusalert]

Moved to the leagal forum.

[wheeliebin]

Yes the problem is that the term 'CCJ' has become synonymous with a bad credit rating. A county court judgement just means that you lost the case. It is only if you dont pay it within the time defined by the court (usually 28 days) that it will appear on the register that others will be able to check.

[sir_gilmour]

Hi

Welcome to The Consumer Action Group.

 

 

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