DCA Motormile Finance bypassing 141 withold number. **

[DonkeyB]

I’m not sure Motormile’s collection policies tally with the OFT guidelines:

 

We always seek to find an amicable solution with our debtors.

 

If contacted, we will:

• try to reach a realistic repayment plan

and/or

• offer very generous lump sum settlement discounts.

 

If we are ignored, then each and every debtor will receive doorstep visits.

 

Unlike other collectors, MMF doorstep agents will attend addresses on early mornings, during the day, on evenings and at weekends until such time as we are able to make positive contact.

 

Our sophisticated trace systems ensure that individuals can be located even if they have changed address several times.

 

Our doorstep agents will seek to agree an instalment plan or a discounted settlement. They will happily sit down and go through a subject’s financial papers to establish a

realistic instalment plan.

 

Their website: http://www.mmile.com/collection.html

 

Nice people! I’m sure they would never use any underhand methods.

[DonkeyB]

You mean you keep a collection of doorsteps especially for people like them?

[DonkeyB]

Oh dearie me...

[DonkeyB]

Be aware that there is a Motormile Finance Ltd (dissolved) and a Motormile Finance UK Ltd (active).

 

The active company does indeed have a valid CC licence.

 

 

Licence Number:

0628173

Licence Status:

Current

Current Applicant / Licensee:

Business Name

Company Registration Number

Motormile Finance UK Limited

06637307

Categories:

Consumer credit

Consumer hire

Credit brokerage

Debt collecting

Right To Canvass Off Trade Premises:

No

Trading Name(s) (Current):

MMF-Leasing

Money Xpress

Motormile Mortgage

Issued Date:

30-Jun-2009

Date Maintenance Payment Due:

29-Jun-2014

Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

Name

Position

Barnaby Edward Page

*

Neil Anthony Petty

*

Nature of Business:

Other

Current Address(es):

Address Type

Address

Correspondence

322, Harrogate Road, BRADFORD, West Yorkshire, BD2 3TB, United Kingdom

Principal Place Of Business

322, Harrogate Road, BRADFORD, West Yorkshire, BD2 3TB, United Kingdom

Registered Office

Sanderson House, 22, Station Road, Horsforth, LEEDS, West Yorkshire, LS18 5NT, United Kingdom

[DonkeyB]

If they’ve done a ‘phoenix’, then the address they trade from is almost certainly irrelevant.

[DonkeyB]

The website alone is cause for complaint.

 

It is appalling. I’m sure it contravenes plenty of OFT guidelines and is designed to intimidate.

[DonkeyB]

Looks like a residential address above a cafe!

[DonkeyB]

It’s 06637307 and it’s valid.

[DonkeyB]

Send again, recorded, and copy to the OFT with a complaint.

[DonkeyB]

Send copies of all the letters you have already sent, together with a covering letter stating that they have continually failed to respond to your correspondence and that they remain in default of your legitimate CCA request. State that any further collection activity or contact while the account remains in dispute will be considered harassment, and that they should also consider the letter as a letter before action concerning any claim that may be made as a result of such harassment.

 

State that you are sending a copy of the letter and bundle by way of complaint to the OFT – and do it!

[DonkeyB]

In all likelihood it’s bluster and idle threats – bullying, if you will – but if they do dare to show up, have a video camera handy and tell them in no uncertain terms to leave.

 

Please do not ever be frightened of these idiots.

[DonkeyB]

Why did you talk to them? Did you record it?