Default Removal - loan with Citifinancial now capquest

[surrey_36]

thanks renegadeimp it just seems to say, Defualt, but that payments are up to date

 

CITIFINANCIAL Who's this?

Entry Number: C12 | Account Updated to: 30/08/2009

Name: Address: Date of Birth: Account Type: Loan Started: 05/03/2008 Current Balance:£7,144Payment Terms:£201 x 60 months Default Date:28/08/2009Default Balance: £7,144Debt Assigned to CAIS Member:Start Date:01/08/2009

What does the status of the default on the one CITI is managing say.

[surrey_36]

Hi renegade just wondered if you saw my reply to your last post, cheers

What does the status of the default on the one CITI is managing say.

[surrey_36]

Hi Dx had anohter good look through and all i can find in the SAR is

 

One credit agreement, of 5/3/08 which includes refinancing of existing loan

Screen notes back to December 09

Statements from 2009

Lots of copy letters from capqeust to me

Thats it thats all there is.

 

The only thing that seems to be referring to the exisiting loan is the amount thats addeed to the Credit agreement £2774.99

 

thansk for your help DX, they are threatening legal action so i need to sort this and grateful for your advice

well the same debt should not be showing twiced as teo sep accounts on your CRa file that's for sure

 

the original one, should be totally removed once the 'buyer' updates the CRa file

that they have bought the debt.

 

so poss you need to start a query with the cra people on say their 'chat' or 'problem' email address and ask why both are showing.

 

now onto the debt.

 

on the CCA you posted it show it was to 'pay off' [refinance, an earlier loan.

 

in the sar can you find any info to support this like statements etc?

 

dx

[dx100uk]

be a lot easier to understand if you print this out and send it to us as a pdf scan. the cra file dump above]

 

as for the missing data

 

you need to write to the

person that sent the sar return

and ak where the data is on the earlier loan

it is missing

 

as for the muppets chasing the debt

 

they can wait.

dx

 

 

dx

[surrey_36]

OK so a scan of the Creditexpert page which shows the 2 entried from capquest and from CITI?

be a lot easier to understand if you print this out and send it to us as a pdf scan. the cra file dump above]

 

as for the missing data

 

you need to write to the

person that sent the sar return

and ak where the data is on the earlier loan

it is missing

 

as for the muppets chasing the debt

 

they can wait.

dx

 

 

dx

[dx100uk]

yea page 35 stuff etc

 

dx

[surrey_36]

Hi dx!

 

I wrote to the person at capquest that sent the SAR and asked for the documentation relating to the original loan that had been refinanced and

 

they have replied including yet another copy of the more recent loan agreement (which shows the refinancing of the original loan)

but no paperwork regarding the original loan as asked for in my recent letter, just wondering next steps? cheers dx

 

 

be a lot easier to understand if you print this out and send it to us as a pdf scan. the cra file dump above]

 

as for the missing data

 

you need to write to the

person that sent the sar return

and ak where the data is on the earlier loan

it is missing

 

as for the muppets chasing the debt

 

they can wait.

dx

 

 

dx

[dx100uk]

why did you write to crapest when you sent your sar to citi?

 

dx

[surrey_36]

hI DX! Capquest have replied and included yet another copy of the most recent agreement, again nothing referring ot the earlier refinanced loan, just wondering what my next steps are?

cheers!

be a lot easier to understand if you print this out and send it to us as a pdf scan. the cra file dump above]

 

as for the missing data

 

you need to write to the

person that sent the sar return

and ak where the data is on the earlier loan

it is missing

 

as for the muppets chasing the debt

 

they can wait.

dx

 

 

dx

[dx100uk]

????

 

why did you write to crapest regarding the missing agreement not in the SAR?

you should be writing to the CITI address thatreturned the SAR with it missing

 

WHERE IS IT please Mr CITI

 

dx

[surrey_36]

Hi DX - OK I have the reply to the SAR sent to CITI and this DOES have the original loan agreement included.

Not quite sure what to do next or what to look for

[dx100uk]

lets see it please and ALL the statements for both loans

 

 

dx