Natwest 2 cards, 1 loan, **HELP**

[amh01]

Hi all,

 

This is my first post and am looking for a bit of advice.

 

I have 2 Natwest credit cards and a natwest loan, The two cards are approx £1300 each on them and the loan is approx £9.5k remaining, I have not been able to make the last few payments to natwest on all 3 of these due to a downgrade in job/pay at work.

 

I spoke to natwest about this BEFORE i missed any payments to let them know that in the coming months i would probably be having difficulty meeting payments, I have now missed serveral payments (approx 4) on both the cards and the loan.

 

Today have recieved letters headed from a company called "resolvecall" basically saying that the bank have lost touch with me and that i need to contact them in the next 3 days or they will send someone to my house,

 

Now up until now i have (propably quite wrongly) been ignoring them but want to start to contact them but still cant afford to make the payments.

 

How should i go about this, should i call natwest so that i dont get some guy turning up on my doorstep or is there another way?

 

Im just really wanting a bit of advice on this as i probably could ignore it but then who knows what may happen.

 

Any advice ASAP would be really appreciated and thanks in advance for any replys posted.

 

[rebel11]

Hi am

 

Welcome to CAG

 

The guys will advise as soon as they are available.

[victoria_siempre]

Hi amh

 

It would be wise to write to Natwest and state your current financial position; Nationaldebt line are quite helpful.

 

Resolvecall are cheap doorsteppers but are nothing to worry about; I've had a visit and just told them to leave. Once you've had one visit the fear and the threat goes away.

 

love

 

vic

[amh01]

Firstly thanks for your replies.

 

I have spoken to CCCS today and also written to Natwest advising that i am speaking to CCCS and to place my accounts on hold from any further action for the next 28days whilst i get advice.

 

I sent the letters recored delivery so they cant say they never got them.

 

I will report back on what happens on the back of this.

 

Thanks

 

Adam