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Djversus Amex


david Jeffery
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Hi I received all my amex statements then, in a seperate envelope a letter informing me that I could no longer use my card and that I should cut it in half - I called to ask why and the call centre lady could not tell me why, although she did say it could be due to a regular credit rating screening applied to card holders every six months - my circumstances - as far as I know have not altered in six years - what's going on?:?

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The best thing to do to start with is to write and ask for the reason - even try a DPA letter (with £10 fee) asking for the notes from your account and any internal correspondence that lead to their decision.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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