Can You??

[HideBehindthesofa]

Is it possible to claim for misselling of PPI if you have used the policy to claim for illness etc.

[dx100uk]

yes

just deduct from the reclaim total what they have already paid out

 

dx

[pompeyfaith]

DX is spot on and furthermore it is backed up in FSA legislation so go to that site search for PPI and have a good read up

[di0430]

Hi there

 

And as the above posts, your able to reclaim if a successful claim have already been made, I have known a few to be successful, but obviously the amount due to be refunded if successful will be reduced, due to so much of it already being used for the claim made.

 

There is also a write up on this on the FOS website.......I think.

 

Good luck.

[HideBehindthesofa]

Can anyone point me in the general direction on the steps involved in claiming PPI against those parasites Swift Advances . PLEASE.

[dx100uk]

ah!!

 

our friends swift

 

they'll be more wrong that PPI.

 

most of their agreements are unlawful

 

type in swift in our search in the blue bar above

 

there is a thread running today with all the info you need

 

dx

[landy_alert]

Can anyone point me in the general direction on the steps involved in claiming PPI against those parasites Swift Advances . PLEASE.

 

Oh gosh - another one! They seem to be appearing in droves at the moment...........

 

Hi Hidebehindthesofa:)

 

Joking aside, as dx rightly says there's more than just PPI that's amiss with Swift's agreements as I'm sure you are aware if you've taken a read of the threads in the Swift forum.

 

This, however is where you need to be for reclaiming mis-sold PPI, although it will be the broker you need to go for. Even if it transpires that your broker is no longer trading do not fear as there is always the Financial Services Compensation Scheme (FSCS) who will ensure you get your money back. Sweetjane has just had a complaint upheld for PPI on a Swift agreement where the broker had gone bust and the FSCS dealt with this for her. I believe she has now received her refund

 

There are other people (myself included) who are reaching a successful conclusion having gone via the Financial Ombudsman Service (FOS) so it is all quite positive - although patience is required as it's not a 5 minute job.

 

Do you have all your paperwork for your agreement to hand and do you know how much PPI you paid etc? If not it would be a good idea to do a SAR - I sent one to both Swift and the broker, although this will of course cost two lots of the £10 fee - but well worth it to get the ammo, I mean info you require.

 

Either way, a good starting point is to have a thorough read of the 'stickies' at the top of this forum - there is a whole ton of useful info in there as well as a SAR suitable for PPI reclaiming I believe.

 

As dx said if you search this particular forum you will find several other Swift-based threads to give you inspiration and guide you on your way.

 

Good Luck and give us a shout if you have any questions!

 

Landy x

[HideBehindthesofa]

Hi Guys, wow thanks for the replies, however I do nit have the original documents to hand, so I take It I do a SAR now.

[landy_alert]

Hi Guys, wow thanks for the replies, however I do nit have the original documents to hand, so I take It I do a SAR now.

 

Hi HideBehindtheSofa:)

 

Yes, a SAR should be your first course of action - there should be one specifically suited to PPI reclaiming in the stickies at the top of this forum. Otherwise the general one in the templates library will be fine I believe.

 

Keep us posted!

 

Landy x