Another wonga post.

[Dj_cfc]

Hi, first time poster so be gentle

 

Basicaly i've been a silly little boy and got myself into a little bit of debt -which I fully intend to pay back.

I was off sick from work for a week so was skint and decided to get a payday loan to cover me for a week, all fine so far you could say but here comes the silly part, instead of just keeping money from my next week pay to add to the money coming off on due date I sqaundered it. So as my payday due date was coming closer I decided to get another payday loan to cover it.

 

This has happened for maybe 2/3 months now and I'm left with 3 payday loans (PDUK, Wonga and QuickQuid) and they r all due now. I intend to start up a payment plan with each company at like £25-30 per week (aslong as th interest is frozen) as I have other things to pay (welcome loan, mobile phone bill, rent etc...)

 

But anyway back to why I started this thread. I was about to phone up wonga to start a payment plan starting from

next Thursday. But I checked my online banking and they have taken 2 seperate payments from my account for the ammount of £46.45 and £10. these have been taking out by debit card transaction which I have not authorised and made me go overdrawn so now face a bank charge + the interest added to my wonga loan.

 

My wonga loan was due last week sometime for the amount of £315ish (don't have exact date due to being at work) but obviously due to my sillyness and having some personal issue currently in life I never paid and I'm due around maybe 340-350 now

 

can anyone help with reclaiming those 2 withdrawals and some emails I can send to get a payment plan set up?

 

Thank

DJ

[pudsey7]

Hi DJ,

From my experience with Wonga they are tough. They took money from my account which I couldn't get back. My suggestion would be to call them and sort something out as soon as possible as they add to the balance daily. Once a payment plan has been set up stick to it and then never go near a payday loan again - I know I won't be!!!!!!!

[DarkRain]

The most important thing you should do now is phone your bank and report your debit card stolen (say your jacket was stolen in a cafe or somrthing). That way Wonga can't just take any more money from you. Oh, and make sure you do actually throw your card away and wait for the new one.

 

This will give you more time to contact Wonga and sort something out with them.

[lozzzy]

Wonga wouldnt set up a payment plan for me without have a payment upfront so if they ask for an additional payment you can tell them they have already had it and stole it from your account!