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advatage finance charge claim ****WON****


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ok their defence could take some time to come to you-would help if you could get it and let us know whats there.

 

You say that you already have an allocation form ?

Unbelievably fast-only a week after the claim was issued ?

 

 

Ok so the Court needs to be made aware that you have NOT agreed to any 56 days stay of proceedings.

In any event this would not be given without proof that you have agreed.

 

My thoughts at this point are that as I say-we need to see EXACTLY whats in the defence.

 

There is no rush for returning the AQ.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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can i get the defence from the court as its only 5 mins away lol if so how do i go about it or just pop in and ask with the details

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Just a word of advice.

 

Do NOT deal by phone.

Make it clear that ALL communications are done in writing.

 

Yes its essential that this is done with no slip ups.

They may think that you are not clued up-and so try to pull stunts.

We will of course help you with the AQ.

 

It may need some dealing out of sight-I am aware that these DO monitor the site.

As a precaution I am going to edit the Court loco.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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can i get the defence from the court as its only 5 mins away lol if so how do i go about it or just pop in and ask with the details

 

 

Yes just go and give case No and your name.

 

If its only a couple of pages then they may give you copy free.

otherwise they may ask for a charge-my Court charges £1 a copy I think.

 

Tell them you need it urgent.

Even if they say they have sent you a copy-just ask them to give you one.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok.

 

Let Scott or me know when you get the defence.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just one more thing-when you go to Court for the defence-take a copy of the charges schedule with you and ask them to file it with your claim form.

 

It MUST tally with what you put on the claim form.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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hi,

 

popped intoday as they were closed saturday they dont have the file yet as it gets posted down but gave them the schedule and letters proving they knew about the claim but they said there hasnt been a defence posted yet only that they intend to defend just to let you guys know. il pop back in a day or two to see if the defence is in

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popped to the courts again today and they have the file but no defence has been submitted still, the court staff have asked that i fill in the aq so that the jusge can see if mediation is appropriate regarding the stay.

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So AQ issued but still no defence ?

  • Haha 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Let me consult with team here.

BTW have moved the other post.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Had another letter today from the court confirming that no defence has been filed also another letter from advantage saying that i missed a payment lol well yes of course i did as im disputing the case, charged me another .50 for text £7.50 for call and £12 arrears management fee and collection s charge £12 in total £32 lol awefully close to the usual £35 lol also their interest rate is 16.50% :(

Edited by simpson_eh

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What date does the AQ have to be sent by ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ah ok so not long off then.

Have asked site team again for some thoughts.

 

The AQ gives you the opportunity to say why you dont think (or agree) that mediation or negotioation with the other side is appropriate.

 

I am still a bit confused about the absence of their defence tho.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Was also meaning to ask-when did you take the agreement out ?

Was there PPI ?

Seems we have had some CAG members reclaiming PPI from Advantage.

 

I am trying to find others who may have took them for charges too.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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would be well worth checking-you shouldnt need court action to get back ppi if its been charged.-you could be talking a few hundred quid too.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Sorry was offline earlier so only just seen this.

So are you filing on Monday ?

Will help you over weekend.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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i understand your busy, ive dropped it off now contents are on your pm

 

regards

 

Tony

Edited by simpson_eh
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