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Who to sue: First Direct OR HSBC Bank PLC?


AntonyInLondon
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Hi. I'm about to issue a County Court Summons on Tuesday for my First Direct bank charges of £3,500 including interest! Has anyone had experience with finding out if rather than the Defendant being First Direct, it should be the main company, HSBC Bank PLC, i.e. a company rather than just a trading name?

 

Many thanks,

 

Regards,

 

Antony, London.

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Hi Antony and welcome. I don't think it makes any difference really. I have a claim against Yorkshire Bank and used that name in my claim. They advised it was Clydesdale Bank t/a Yorkshire Bank, but it has not been a problem.

 

I notice that you are submitting a claim on Tuesday. Can I assume that you have already followed the earlier stages of the process, If so great, but if not read the FAQ's and the step by step instructions before you do that or it might cause you a problem.

 

If you start your own thread in the First Direct forum we can all follow your progress and help with any questions that aren't answered in the FAQ's.

:)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Many thank for your reply. Yes, I have written to them twice and they disagreeed with my claim. Perhaps I should claim against HSBC Bank PLC t/a First Direct? Re posing in the First Direct forum, I'm not sure how to get to that.

 

Antony.

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I see you have managed now so will leave it at that. One other thing. Can you please avoid asking the same question in lots of threads as it will get answered in time, you just need a bit of patience. It saves having to answer it several times.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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