northern Bank charges reclaim **WON**

[Robertxc]

Not something I have any knowledge of, except that if you go to the high court and lose....get ready to pay out big time for the other side's costs.

[Robertxc]

Essntially it's very simple, all you do is add up all your charges, and then add interest. What you'll be left with is a series of total which have been adjusted. So if you were charged £30 in May 2003, you would actually be claiming say £35 for this particular charge, because you're including the interest. Now all you do is start from the oldest charges and add them up until you get to the small claims limit. These charges will form your first claim. Go through the process as described in the FAQs (you have read the FAQs, haven't you:mad:), and get your dosh back. Only when this claim is COMPLETELY SETTLED do you start one for the next lot of charges. Repeat until all charges recovered.

 

IMPORTANT: Do not attempt to run multiple claims concurrently. If you do, the bank will very likely turn up in court and have them merged into a single claim, thus taking it out of small claims.