How To Sue Bank When You Can't Pay Your Credit Card

[muaz]

Credit cards are useful during emergencies. Unfortunately, some credit card companies (Banker) practice unfair methods, which can leave you owing thousands of dollars. Yet, there are different ways to dispute unfair credit charges and successfully sue a credit card company.

Step 1

Attempt to resolve the problem without the courts. Suing a credit card company is costly for both parties. Before seeking legal action, contact the creditor to negotiate a deal. Be calm, but firm.

Step 2

Visit the Federal Trade Commission website. There are laws to protect you from unscrupulous credit card companies. Go to the FTC's official website and learn your rights as a consumer

Step 3

Find a qualified attorney.Although lawyers are skilled to handle a variety of law cases, it's best to choose an attorney who knows how to sue a credit card company.

Step 4

Keep accurate records and retain credit card statements. It isn't easy to sue a credit card company. Lawyers and judges request a lot of information. Save all documents. This includes e-mails, print correspondences, statements and collection letters.

 

And Last Step

Arrange for the credit card company to pay your attorney and court fees. If you win the case against the credit card company, make the creditor responsible for your out-of-pocket expenses

Edited January 3, 2010 by muaz

[andydd]

Credit cards are useful during emergencies. Unfortunately, some credit card companies (Banker) practice unfair methods, which can leave you owing thousands of dollars. Yet, there are different ways to dispute unfair credit charges and successfully sue a credit card company.

Step 1

Attempt to resolve the problem without the courts. Suing a credit card company is costly for both parties. Before seeking legal action, contact the creditor to negotiate a deal. Be calm, but firm.

Step 2

Visit the Federal Trade Commission website. There are laws to protect you from unscrupulous credit card companies. Go to the FTC's official website and learn your rights as a consumer

Step 3

Find a qualified attorney.Although lawyers are skilled to handle a variety of law cases, it's best to choose an attorney who knows how to sue a credit card company.

Step 4

Keep accurate records and retain credit card statements. It isn't easy to sue a credit card company. Lawyers and judges request a lot of information. Save all documents. This includes e-mails, print correspondences, statements and collection letters.

 

And Last Step

Arrange for the credit card company to pay your attorney and court fees. If you win the case against the credit card company, make the creditor responsible for your out-of-pocket expenses

 

Are we in the US of A now ?

[muaz]

Just for info..

[BSC]

Not very useful info for us in the UK though!

[andydd]

Just for info..

 

Its pretty irrellevant for the UK, different country, different laws.

 

i wonder if the FTC are just as useless as our OFT ?