stayed cases, have you heard anything yet

[SPROUTY]

Still awaiting anouncement on RBS/NatWest representation made at the same time as Lloyds & Abbey. Dont hold your breath on this cant see any court time booked for next week for Judge Andrew Smith to make his intended announcement despite the fact he did state he would try and issue his findings before Christmas.

[Viscount Stair]

Do we know when the Court of Appeal are going to hand down their judgment on the first strand of this case?

[baconbuttyman]

any updates

[baconbuttyman]

bump

[Bookworm]

You could always check here:

 

OFT Test Case Updates and Discussion - The Consumer Forums

 

;-)

[kennyh]

My daughter has had 2 CC claims 'stayed' at Warrington County Court. We have asked 'why?' but not yet received a reply.

[srfrench]

Credit Card claims do not fall under the stay nor the FSA complaints waiver.

[noomill060]

Credit Card claims do not fall under the stay nor the FSA complaints waiver.

 

'Tis true....

[kennyh]

Thanks srf, I realise that but obviously, from what has been reported in these forums(izzat the correct plural?), court staff all over appear to have briefed their masters incorrectly and getting a court staff to admit to a mistake is proving damned difficult!

[srfrench]

Somewhere on this site (perhaps a Mod can direct you) is the actual terms etc of the stay and details of what it covers. In it it quite specifically states that it does not cover CC claims.

 

The official guideline is either from the FSA or the OFT. The Master of the Rolls statement is the source.

 

The OFT has alraedy ruled that the charge of CC claims was unlawful and capped it to a maximum of £12.

 

Hopefully someone can direct you to the official document as to what claims are on hold and what it covers quickly.

[kennyh]

Well we STILL haven't had, even, an acknowledgement from Warr County Court.

Can anyone advise please how we go about having a 'stay' lifted. There's no mention in "Small claims procedure- practical guide". Do we just write and say 'pretty' please?

[yourbank]

Well we STILL haven't had, even, an acknowledgement from Warr County Court.

Can anyone advise please how we go about having a 'stay' lifted. There's no mention in "Small claims procedure- practical guide". Do we just write and say 'pretty' please?

 

What grounds are there for lifting the stay since the OFT test case issues remain unresolved?

Is it a credit card claim?

[kennyh]

They certainly are CC complaints (2) but since the original N1s were targetting ** bank t/as ** cc they seem to have been swept up with the masses - possibly just a clerical error since no grounds (or application) for a stay - other than the OFT case- have ever been notified.

[baconbuttyman]

that the oft had had the forsight to actually consider the way forward in advance and have it all ready to go, or do you think they will have to think about it for god knows how long

[baconbuttyman]

whats the odds on the waivers being lifted tomorrow or will that be wishfull thinking

[indebtstudent]

Slim to none I would say, remember this case is to determine IF the OFT has the power to assess the charges for fairness. Anyone with half a brain can see the answer is yes.

 

Its just a delaying tactic to benefit the banks, as is the Waiver.

[baconbuttyman]

absolutly disgusted

[jellybabe]

disgusted!...but did that really surprise anyone??

With teh amount of money that is involved i totally expected that!

[jellybabe]

And how will that affect other claims regarding CC's and Catalogues or Store Cards?

[bazaar]

They are penalty charges, thats what is required to be proved

[baconbuttyman]

just starting to pile through the paper work, my initial thought is the sc has basically told the oft to butt out and its between the client and the bank

[rebel11]

Martin Lewis says there is hope, but it is a set back.

[Consumer dude]

Perhaps a CAG legal challenge would'nt go a miss..

[indebtstudent]

To be honest the whole thing has been very cack-handed since the OFT got involved. All they have done is stopped customers from claiming and clouded the issue and it appears from the messages on here now they used the WRONG part of the relevent legislation.

 

I keep coming back to this basic point if the Office of FAIR Trading cannot assess the charges for fairness then something needs to be done pronto so they can.

 

I don't think full refunds would be fair, all people want is to arrive at a FAIR figure. The banks still haven't given any info as to thier costs, and THAT is the issue.

[baconbuttyman]

in theory can we use the same templates as before as the are in line with the SC's suggestion of the rout to take