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Default Removal - katenandpete v HSBC **WON**


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Well done!! :)

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Well - thanks for the responses!!!

 

willowb: Creditexpert - Yes i've tried that, i had an account with them a while ago at an old address - they can't update the address unless i write to them - so i may as well get the statutory report.

 

zoot: i'll give it a go calling them to confirm it specifically.

 

I want to take the opportunity to thank everyone properly for their support. I hope none of you take offence if I single out zootscoot for special thanks in constructing a rather intricate particulars of claim. If it weren't for this site and the people that inhabit it, I would not have had the confidence to challenge the unfair situation I was put in.

 

There will be a donation to the site from this claim to add to the ones previously made. Seeing as the monetary value was small here, I'll give more than the 5% suggested.

 

This was our last claim - all have been successful. Natwest three times, Egg once, Ikano once and now HSBC. We (and it has been pretty much a joint effort) will endeavour to keep posting to the site and help out others embarking on the same path. We're certainly no experts, but having been through the mill a few times, we may have some useful insights.

 

Good luck to everyone with ongoing claims - not that you'll need it ;).

NatWest Charges: £3708.81. Allocated to fast track 14/10/06. *SETTLED IN FULL* 23/10/06 5% donation made

 

HSBC Default Removal and £186 charges: N1 claim issued 28/11/06 *WON* 28/02/07 5% donation made

 

Egg Charges: £370. N1 claim issued 24/11/06. *SETTLED IN FULL* 12/01/07 5% donation made

 

Natwest Student: £150. N1 claim issued 24/11/06. *SETTLED IN FULL* 10/12/06 5% donation made

Natwest Credit card: £317.01 INCLUDING CONTRACTUAL INTEREST, *WON* 30/11/06 5% Donation Made

 

Ikano Data Protection Act deception and non-complience: N1 claim issued 28/11/06. *SETTLED IN FULL* 12/12/06 5% donation made

I am not a lawyer. All advice is merely my own opinion. Nevertheless, I've won £4675 so far!

Tip my scales if you like my advice :)

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Congratulations !!!!

Well done, I wouldn't worry too much you have the letter saying it has been removed.

 

Lizzy

 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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Thanks for the congrats!

 

Got the equifax one this morning - they're efficient eh!

It's gone! I saw it with my own eyes! FULL REMOVAL of the entry! I'm ecstatic and am celebrating with liquid refreshment.

This all make me think just how important this credit referencing lark is. It can really rule your life. And when they get it wrong.....

There must be a better way of sorting out problems than going to the courts. The system has to be reformed - with some serious independent arbitrator - not just the spineless ICO. Our personal data must be treated with much more importance than it is at the moment.

NatWest Charges: £3708.81. Allocated to fast track 14/10/06. *SETTLED IN FULL* 23/10/06 5% donation made

 

HSBC Default Removal and £186 charges: N1 claim issued 28/11/06 *WON* 28/02/07 5% donation made

 

Egg Charges: £370. N1 claim issued 24/11/06. *SETTLED IN FULL* 12/01/07 5% donation made

 

Natwest Student: £150. N1 claim issued 24/11/06. *SETTLED IN FULL* 10/12/06 5% donation made

Natwest Credit card: £317.01 INCLUDING CONTRACTUAL INTEREST, *WON* 30/11/06 5% Donation Made

 

Ikano Data Protection Act deception and non-complience: N1 claim issued 28/11/06. *SETTLED IN FULL* 12/12/06 5% donation made

I am not a lawyer. All advice is merely my own opinion. Nevertheless, I've won £4675 so far!

Tip my scales if you like my advice :)

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Congratulations!!!!!!!

:D :D :D

It's been a long process but so worth worthwhile. It may have only been a small claim but the implications arising from the default will be great. I'm so pleased for you. Its wonderful to see things work out on the default front. Thanks for your comments and the sentiments in true CAG style. You're help and donation will be greatly appreciated. Its been a pleasure working with you on this.

Well done! Enjoy the freedom this removal will bring!

Best wishes

Zoot :)

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Fantastic news, worth the wait:D

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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