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Yorkshire Bank looking for hardship cases


caro
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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Well I kow that I tend to be bolshy about these things but by going softly softly he is giving up at least his 8% interest by not issuing the claim. For my money he should just issue for the balance now without any more mucking around

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The amount they've given is pathetic, but they've acknowledged hardship, and IMHO they're unlikely to give much more. It depends how desperate the OP is for some money now.

 

The spreadsheet could be updated to show a refund at the appropriate date, and that way they'll still get the interest for the time it was owing. Unless of course they go for restitution anyway .........;)

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I'll put some links on your thread.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 1 month later...

Quick update for the team, Y.B. have sold on both of my accounts, the C/C account and my normal bank account, this is the account that they paid out the feeble sum due to hardship. I truly think that they know they are going to lose the test case , so they are off loading as much as they can. As far as the C/C account goes, that one if disputed would be very hard for them to defend. Why would another company purchase these, allbeit at a silly price. Does that now mean that i start to claim the bank charges from them or still pursue the bank.

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