Finaly, recieved notice this morning of Notice of transfer of procedings, I then phoned Northampton court and they have said that my case is once again Active. Next step, get in touch with local court and get a better idea of time scale. As yet I still have had no response from their Sols after I POCd them.

Wescotts gone, they have now instructed moorcroft, they have sent a letter titled intended litigation, if i dont pay or make arrangements. I phoned them just for a laugh and stated that they must be the fourth or fith dca to try their luck including a soliciter. that they do not stand a chance of recieving any payment from me, and as i have allready asked two previous DCAs to go straight to court (which they did not do) they should stop wasting their and my time and proceed straight to court. I think the lady on the other end of the phone did not expect the bombardment that she recieved, and was a little surprised as she was stuck for words. I finished by stating their phonecalls would not get answered from now on, furthermore no letters will be replied to just kept for my records, as she gathered her wits and was about to respond, I told her the conversation was over and I waited for her first words and cut her of before she was halfway through her first sentance. Oh that felt GOOD.

Hi everyone, i am back on the scene, been a hard time for me recently as some of you will know. Good to see you fighting your corner sunflower, let this trash away with nothing, i know that they are in serious trouble if they ever wanted you in court with the irresponsable lending issue (with what you have told me) so dont be afraid to try a bit of bullying of your own. Of course i and others will help where we can.

I can assure you that if any doorstep caller knocks on my door he/she will be given one chance to leave and one chance only, after that i will hold that person while my other half calls the police. I am so determined not to be hassled by anyone representing any DCA, or any DCA for that matter, that i will carry out my warning. After all these guttersnipes representing the DCAs are just as bad or even worse than the people who send them, so stating that they are JUST DOING THEIR JOB does not sit well with me, just imagine the terrer they could impose on a single person with their face to face threats. Just doing their job, if that is the case go get a job worthwhile, rant over, heart rate dropping back to where it should be, time for a cuppa.

New lot on the block, Scotcall, first letter stating if I dont contact immediatly then to expect a doorstep caller, put in a nice call to them stating my acciunt still in dispute and has been for a while and if they insist on sending a caller to my door, I will arrest him/her. Their answer (arrest him then) with that I stated that a letter will follow and that this conversation has been recorded, at that point the conversation ended. I am sure there is more to come, bring it on I say.

Gently does it, dont get stressed, we are all here to help. Do it when you have had a cuppa and taken the stress out of your legs, there is plenty of time.

Can you post it up for us to confirm, you never know.

As far as i can judge, they all come up with the same threats, but they all bow down in the end and back off. Just stand your ground and take them on. They are not to be feared. Guttersnipes all of them.

After two letters from me and lots from them, including a final response from them dated 4th March, at least 3 letters since, and of course lots of unanswered phone calls from them. In their last letter they state that they are going to send my account back to crapone urging them to take me to court. Yipee good on you CSL lets do what I have been asking crapone to do for ages. What a bunch of wasters they turned out to be, if they are anything to go by crapone are scraping the bottom of the barrel as regards (good DCAs) to do their dirty work for them.

Hi sunflower, you can reply to their letter stating when you recieved their letter, they will send another out to you in response to your first letter. This is very early days, sit back and relax, we will all guide you through.

My question is this, how can Marlin own it when my account was in dispute when sold. If the sale was against the law, surely it should be passed back to the seller, or am I wrong on this train of thought.

Since my c/c acount has been sold on while in dispute, what is the situation regarding who owns it legaly (if anyone).

The thing is this, is the judge going to accept all this information as being relevent to the case put forward by their sols, ie: how much is owed, as he may consider the price and the way in which it was sold to you not his concern, and only the fact that money is outstanding on the car, and therefore not an issue that he has to consider. Just trying to think ahead of possible trip ups, that we have to try and eliminate.

I dont know the answer to that, it would be nice to know as the same would apply to me, someone should be able to let you know soon. Have you got any further with the showroom giving the info you requested.

I agree with reallymadwoman (you are not missleading them regards spelling), allthough do keep it simple, they have answered my letters, but got nowhere fast. This lot are no problem and will stop the phone calls soon.