Barclays have taken away our reserve

[mandyjayne]

Just had a letter from Barclays saying they have removed our £250.00 reserve!

 

How rude! said they do continual checks with CRA's (i do have 2 defaults) why did they not check before giving it to us then... we have had it for over a year!

 

Not that we use the dam thing and im sure its prob better not having it, as we dont go overdrawn anyway.

 

Idiots:p

 

Rant over

 

MJ:D

[maroondevo52]

The co-op just shut my account, I'm £3 odd in credit

[yourbank]

Mandy, if you had used the reserve, even 1p of it they would charge you £22.00. For a change they have done you a favour(shocked to use those words in the same sentence).

[mandyjayne]

maroon..

 

how on earth can they close an account thats in credit:confused: what morons.

 

and yourbank...

 

i think you maybe correct! thanks for the replies

 

mj:)

[yourbank]

The co-op just shut my account, I'm £3 odd in credit

Apologies, exbanker hat on....was it closed as dormant?

[maroondevo52]

Apologies, exbanker hat on....was it closed as dormant?

 

The day they sent me the letter saying they were giving me 30 days notice, I checked on-line and I was £3.27 in credit.

 

There were some small d/d 's coming out, which would have taken me over, so they are not happy with the way my account was being run and gave me 30 days notice.

 

I take it they will charge me £19.50 commision as they call it, so I have'nt a clue how much I'll have to pay when it's the end off my 30 days notice.

 

Counted up my charges and there's something like £250, starting a claim against them shortly.

 

Regards.

 

Scott.

[2ltr16valve]

The day they sent me the letter saying they were giving me 30 days notice, I checked on-line and I was £3.27 in credit.

 

There were some small d/d 's coming out, which would have taken me over, so they are not happy with the way my account was being run and gave me 30 days notice.

 

I take it they will charge me £19.50 commision as they call it, so I have'nt a clue how much I'll have to pay when it's the end off my 30 days notice.

 

Counted up my charges and there's something like £250, starting a claim against them shortly.

 

Regards.

 

Scott.

 

 

These did exactly the same to me mate as well, the letter is not very polite either I did not think.

[maroondevo52]

the letter is not very polite either I did not think.

 

I know, don't know who they think they are, just upgarded me to a Visa card too, think that may have been standard accross the board.

 

Did you claim any charges back from them.

[slick132]

Hi Mandyjayne,

 

YourBank is right - if you can manage without the Reserve, do so and save yourself a packet !!

 

[2ltr16valve]

I know, don't know who they think they are, just upgarded me to a Visa card too, think that may have been standard accross the board.

 

Did you claim any charges back from them.

 

 

No we didn't If its decided in our favour then I will as will be pretty simple then I imagine, on the other hand... halifax are getting it double barrel !

[maroondevo52]

No we didn't If its decided in our favour then I will as will be pretty simple then I imagine, on the other hand... halifax are getting it double barrel !

 

Thanks for that.

 

mandyjayne, sorry for the 'highjack', I shall now retreat from this thread

 

 

Regards.

 

Scott.

[mandyjayne]

No problem Maroon

 

have enjoyed reading!

 

yes we will manage without the reserve..and in hindsight its as you say done us a favour!!

 

thanks Guys

 

MJ:)