*update* Letter sent in September haven’t heard a single thing since thank you for all the help

*Update* Letters sent in September not heard a single thing since. thank you everyone for all the help

Thank you! I was just reading through some of the legal posts then saw the SB letter digitally sign or just print name this is bad for my health! I’ll stop reading now MJ

I sent the SB letter signed with a squiggle not my signature my name printed underneath I’m panicking now I shouldn’t have done that?

All sent this morning registered delivery let’s see what happens now thanks dx for the above MJ

Morning I’m just about to send my SB letter with copies from the general form of judgment x 3 when I won the case years ago can you just confirm for my worries, the SB letter says The last payment or acknowledgment of this debt was made over 6 years ago etc is claiming PPI not acknowledging the debt and starting it over again? thanks MJ

https://www.reviews.io/company-reviews/store/skinny-food-co

https://theskinnyfoodco.com/

Thank you is there a link to a suitable letter from the library please? I will post the terrible reviews later when home from work mj

Hi all! back in July I ordered a one off box of 5 sauces (Ketchup size) from the above company cost £17.40 including delivery (They were disgusting so in the bin they went) that was fine as it’s what I ordered A week later another box of the same arrived thought they had made a mistake so kept them to return (at my expense) A week later another box of the same checked bank account and I’m having £14.20 a week taken for something I don’t need or want I’m now on a continuous payment with this company. called them got nowhere emailed them and just get a generated reply. phoned my bank they blocked the payment and set up a complaint/dispute Skinny foods refused to refund and stop the payments so visa took over the case and won I received my money back they got told off I guess fast forward to last week I received a very poorly worded email from Skinny foods demanding the products back (two boxes) at my expense and all the money Barclays won I have to pay back otherwise they are sending it over to debt collection chargeback escalation they are calling it you cannot return food items for resale that much I know but paying back a case winner? their reviews on line are all of a similar nature and trading standards have contacted them about past cases do I ignore this or how do I respond many Thanks mj

Thank you DX Thanks DX

Yes just found my general form of judgment orders from the court having failed to comply with paragraph 1 of order dated April 2009 the claim is struck out second one 1 the judgment dated September 09 be set aside 2 interim charging order dated 2008 is hereby discharged 3 costs Actually the orders are on my original post

Ahh so sorry was in a rush posted and ran! I have no hope of loading this pdf or other so I’ll just explain drydensfairfax financial statement letter they start by saying their client holds a ccj over your property? They don’t! fill out the expenditure blah blah they are obviously not going to leave this so I need to get rid of them SB letter now from the library? when this went to court and was struck out would I have received paperwork from the court stating that? thanks MJ

thanks DX I’ll keep you posted

No. Never

Arrow again but informing me they have transferred the debt to fairfax solicitors

Dx thanks for the reply so do i ignore any future letters they are having a laugh! 20 years? I went to court and won with 3 cards can’t even remember which three it was 12 years ago may even have been this one yes I did get a CO removed and the ccj removed edit! I’ve just found my old posts it was struck out! Been so long since I’ve been on here forget my way around! thanks MJ

Hi it’s been a while since I’ve posted. long story short. i reclaimed PPI through a company MBNA paid out £200 as they had Mis sold i had a £6000 debt 20 years ago with them that they couldn’t chase due to the help from you guys and never heard from them again Today received a letter from a debt company now chasing again have I opened up a terrible can of worms here? thanks MJ

V, is it still on your credit record??

Many many years ago from what i remember! Ok I shall wait and tackle what comes! Mj

Citizen B.. No idea when last payment was made.. should i SAR or leave?

Hi and thanks for the replies! Just to clarify it says card taken out feb 2000 agreement terminated july 2006 None of the notice of assignments are on headed paper with correct text. So ignore i shall do for now. thanks MJ

Hi, thanks for reply No nothing just assignment letters no statements or agreement. It defaulted July 2006 I've had no contact with anyone over those years. Mj

Hi all Marlins/mortimer clarke morons are now sending untold letters re: HFC bank for £2,500. I have sent them this, the debt will be statute barred in 17 days (July 30th 12). Marlin Financial Services Marlin House 16-24 Grafton Road Worthing West Sussex Dear Sir/Madam Account no: You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I would point out that I have no knowledge of any such debt being owed to Marlin Capital Europe. I am familiar with the Office of Fair Trading debt collection guidance which states that it is unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question. I would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods. Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment. I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question. I await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions. I look forward to your reply They have replied with an income/expenditure form and various made up assignment letters from other collectors. Can anyone advise on next course of action for me? cheers MJ

you can type...MJ