Phil versus Barclays ***WON***

[perez30]

Hi,

I've been given a court date of 4th Jan and told that the hearing should take no longer than 15 minutes.

 

Can anyone advise if it's worth contacting Barclays to give them another chance to settle or should I just sit tight and await the big day?

[Welshman]

Hi Perez30.

I don't think it will do you any harm to try and settle. Keep the conversation simple.

 

Go to my thread and phone the number I've supplied or, alternatively, ring 0207 1165634. That number is normally manned by a lady called Temi.

She was the individual who was dealing with MY claim. She is very nice.

 

Basically, I phoned her to say that I had a Directions Hearing sheduled for the 21st of December and that I was going to be working away for two weeks. I asked if they were going to send me something within that period. If they were, they'd not be getting a reply until the 18th of December which would lead them to believe that I was not interested in a settlement.

 

She just asked my name and said that she'd phone me back soon. Well, within 10 minutes, she did, and she asked me what figure I was looking at. I had my up-to-date figure in front of me which included the 8% interest and Daily Interest up to that very day. Make sure you too have that figure with you when you phone.

 

She then said that she'd offer me £8 short of the full amount. That was good enough for me, and it was so close to Christmas that it was perfect timing. I see no reason why they won't settle with you. Phone in the morning so that they send the offer letter out that day. When it arrives, put a line through the confidentiality section (It's OK to do that). In order that you get your money back into your account before Christmas, find a fax machine and fax it back to them. In the Xmas post, it may not make it in time. It will take up to 48 hours for it to reappear into your account.

 

Good Luck and let me know how you get on.

[perez30]

Thanks for your advice Welshman.

 

I didn't have an opportunity to ring Temi before she rang me yesterday. After a short delay (they'd lost the schedule of charges so I had to e-mail them again!) Temi offered me (*almost) a full settlement! (*I'd miscalculated a few charges so I'll only be getting £2280 )

 

Temi has e-mailed me a settlement offer and once this has been received by Barclays I'm told that my account will be credited within 48 hours. Of course I'll be putting a line through the confidentiality statement.

 

But I've got to say - HAPPY DAYS!!!

 

Thanks to everyone that helped me. This site is invaluable to people like me who have little experience in such matters. I'm e-mailing the scanned settlement offer this morning and once the cash hits the bank I'll be making a donation.

 

Thanks again.

:grin: :grin: :grin:

[chorlton1]

That's absolutely brilliant news!!!!!!!!!!!!!!!!!!!

[Welshman]

Excellent News. Thanks in advance for making a donation. The site can then grow and help others achieve what you and I have.

 

Will arrange your thread title be changed to ***WON***

[zootscoot]

Congratulations!!!!!!

:D

Don't forget to fill out the survey

Enjoy your payout!

[TANZARELLI]

Well done Phil,

 

Don't you just love it when a plan comes together.

 

Tanz

[TANZARELLI]

Thanks for your advice Welshman.

 

I didn't have an opportunity to ring Temi before she rang me yesterday. After a short delay (they'd lost the schedule of charges so I had to e-mail them again!) Temi offered me (*almost) a full settlement! (*I'd miscalculated a few charges so I'll only be getting £2280 )

 

Temi has e-mailed me a settlement offer and once this has been received by Barclays I'm told that my account will be credited within 48 hours. Of course I'll be putting a line through the confidentiality statement. (She told me 24 hrs and it was less than that)

 

But I've got to say - HAPPY DAYS!!!

 

Thanks to everyone that helped me. This site is invaluable to people like me who have little experience in such matters. I'm e-mailing the scanned settlement offer this morning and once the cash hits the bank I'll be making a donation.

 

Thanks again.

:grin: :grin: :grin:

 

Tanz

[Sparkle Star]

=)

[mattayo]

FAO anyone reading this. I have just joined this forum and wish to start the ball rolling with regards to a claim against Barclays for excessive bank charges. Could anyone please tell me whom I should write to, at what address, and what I need to say in my letter. Many thanks in advance

[carpinjoy]

Hi All, Not Sure Where To Post This As It Is A Skycard Which Is Part Of Barclays So I Have Been Told, Will Some One Take A Look To See If It Is Enforceable, I Think It Is However Please Check.

[mattayo]

FAO anyone reading this. I have just joined this forum and wish to start the ball rolling with regards to a claim against Barclays for excessive bank charges. Could anyone please tell me whom I should write to, at what address, and what I need to say in my letter. Many thanks in advance

 

 

bump

[noomill060]

Mattayo- this part of the forum is where threads are put after succesfully sorting Barclays out in Court.

 

You will get all the help you need by starting a thread for yourself in the Barclays section. I'll get a mod to help you.

[car2403]

FAO anyone reading this. I have just joined this forum and wish to start the ball rolling with regards to a claim against Barclays for excessive bank charges. Could anyone please tell me whom I should write to, at what address, and what I need to say in my letter. Many thanks in advance

 

Hi Mattayo and welcome to CAG.

 

There is a Barclays sub forum in the main forums, and there's a beginners guide to CAG linked to my signature, below, which will help you to start a new thread. It would be helpful for you to read the charge reclaim FAQ's in the forum, as well, which will answer most questions, then you can ask any other questions you may have in your own thread.

 

[Trevster]

Hi there,

 

Just wondering - Phil, you said you only claimed back to 6 years ago. I thought I read elsewhere that you could claim back longer. Is this the case?

 

Can anyone confirm if there is a maximum term?

[car2403]

Hi there,

 

Just wondering - Phil, you said you only claimed back to 6 years ago. I thought I read elsewhere that you could claim back longer. Is this the case?

 

Can anyone confirm if there is a maximum term?

 

When the charges are declared unfair, which is virtually inevitable, you can reclaim back to 1995 - the time the Unfair Terms in Consumer Contract Regulations was placed on power.

 

s.32 Limitations Act also works to mean that the standard 6 years limitiation period, which you are referring to, wouldn't apply, as the charges were paid under the mistaken belief that they were fair.