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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ulster bank northern ireland


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well i sent my data protection letter and had two acknowledgements one from customer services here and another from dublin. Havnt got anything back yet and its been over forty days, time to send more letters methinks. Wonder what will happen to the banks when every1 starts doing this.

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Hi

 

I have sent in my letter to Ulster Bank asking for all charges imposed to be repaid with interest and any default notices on my credit record to be removed.

 

This was received by them on 13 June. To date I have received 3 letters each apologising for the delay and assurring me that my complaint is being investigated.

 

I have a sneaking suspicion that this is a standard stalling tactic. However, what concerns me is the impending judgment from the high court regarding bank charges.

 

Is there a limit to how many times they can delay an answer? Should I write advising them that I consider this to be a stalling tactic, awaiting the out come fo this court case?

 

Or should I now take a more agressive approach and inform them that unless I receive a full refund within 14 days, I will take them to the small claims court??

 

If any one can advise, I would be grateful. I would hate to have waited too long and missed the boat on reclaiming.

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Hi

 

There was a letter awaiting my return from work. Basically it says that my complaint regarding bank charges had been investigated and that it found the bank had complied with all its rules and regulation, therefore a refund would not be forethcoming.

 

I will now send them a copy of the legislation surrounding this business and ask them to reconsider their position. I will also send a copy of this letter to my MP - Conor Murphy (sinn Fein) to see if this has an impact on their decision. Within this letter I shall set the deadline of 14 days to provide a full refund of monies or take them to the small claims court.

 

I will keep you posted.

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  • 3 weeks later...

ANGELAF, did you send the letter you mentioned on 7 aug? Any progress? Have started my own thread for my action against Ulster, would love to know how you're getting on. Cheers.

Ulster Bank

Paid in full Jan 2007, £2266.00

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  • 1 month later...

hi everyone, like most people here, i am also new to this. i am about to draw up letters to a few organisations to include current accounts and credit cards. i was just wondering if anyone can enlighten me if you can include loan accounts to this also?

will keep you posted and i fully appreciate any help given. ff49

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