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!st credit/halifax


mrsmoggy
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Hi all hope you are well

I cca'd Wescot 12 months ago regarding a cc debt with the halifax. I got the ususal your account has been put on hold blah blah while we pass this to our client. This was then passed on to Iqor to who I sent the I am bemused why this has been passed to you account in dispute letter. Iqor said they would contact their client and sent me a copy of their complaint procedure. Iqor then closed the account on their system. Then Wescot closed me on their system and sent back the £1 postal order. I have kept all this info in a file and have copies of the letters I have sent and the reciepts for recorded delivery. Today I have a letter from !st credit saying they have done a search with land registry and are talking about charging orders. Where do I go from here? I have still not recieved my cca and its now 12 months on. Any advice appreciated as I know you lot are all full of advice!

Cheers

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