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newbie here, well more or less. Registered a while ago but just getting around to doing something about the charges. If I get back all I've been over charged then I reckon i'm into several £1000 pounds.......lol.

 

I'll keep you all posted of my results .

 

Take care,

 

Chimp choker

Request for repayment letter sent on 24 / 08/ 2006 giving 14 days to reply.

 

S.A.R. issued to:

Citibank international 07/09/2006

 

Creation Finance 07/09/2006 letter signed for 8/9/06

 

Nat West Bank 07/09/2006 letter signed for 8/9/06

 

Mint 07/09/2006 letter signed for 8/9/06

 

Sainsbury's 07/09/2006 letter signed for 8/9/06

 

Northern Rock 07/09/2006 letter signed for 8/9/06

 

Nationwide

S.A.R SENT

07/09/2006

letter signed for 8/9/06

letter offering £120 in charges refund 12/09/06

Statements arrived all bound in a folder 16/09/2006

nationwide 07/09/2006 letter signed for 8/9/06

 

Halifax 07/09/2006 letter signed for 8/9/06

MBNA request for repayment letter sent 07/09/2006 letter signed for 8/9/06

 

 

DONATE TO KEEP THE SITE OPEN PLEASE

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Hi and welcome!

 

You're in the right place! Read the FAQs and template letters, then read up in the forum for your bank to see how your fellow claimants have got on. Post in there with your story once you are ready and get the benefit of their experience! There's a trail of useful parts of the site to visit in my sig below.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

DONATE - Support this site, it supported you!

Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

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Thanks for the tips.

I'm part way through it all now but I'm the arcitypal best customer of banks,the one who pays only minimum payments, forgets payments etc and as a guess I reckon there will be at least 12 credit cards and possibly 6 banks / build soc that owe me money.

 

depending on what i get back there has to be a %age donation to this site for the undoubtably shed loads of help i'll be looking for.

 

Thanks again for the welcome.

 

Chimp

Request for repayment letter sent on 24 / 08/ 2006 giving 14 days to reply.

 

S.A.R. issued to:

Citibank international 07/09/2006

 

Creation Finance 07/09/2006 letter signed for 8/9/06

 

Nat West Bank 07/09/2006 letter signed for 8/9/06

 

Mint 07/09/2006 letter signed for 8/9/06

 

Sainsbury's 07/09/2006 letter signed for 8/9/06

 

Northern Rock 07/09/2006 letter signed for 8/9/06

 

Nationwide

S.A.R SENT

07/09/2006

letter signed for 8/9/06

letter offering £120 in charges refund 12/09/06

Statements arrived all bound in a folder 16/09/2006

nationwide 07/09/2006 letter signed for 8/9/06

 

Halifax 07/09/2006 letter signed for 8/9/06

MBNA request for repayment letter sent 07/09/2006 letter signed for 8/9/06

 

 

DONATE TO KEEP THE SITE OPEN PLEASE

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Share on other sites

Had to say hello and say what a scarey name!:o

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I live in hartlepool which is famous for hanging the monkey. Really i'm not scary person........well not in the day time......

Request for repayment letter sent on 24 / 08/ 2006 giving 14 days to reply.

 

S.A.R. issued to:

Citibank international 07/09/2006

 

Creation Finance 07/09/2006 letter signed for 8/9/06

 

Nat West Bank 07/09/2006 letter signed for 8/9/06

 

Mint 07/09/2006 letter signed for 8/9/06

 

Sainsbury's 07/09/2006 letter signed for 8/9/06

 

Northern Rock 07/09/2006 letter signed for 8/9/06

 

Nationwide

S.A.R SENT

07/09/2006

letter signed for 8/9/06

letter offering £120 in charges refund 12/09/06

Statements arrived all bound in a folder 16/09/2006

nationwide 07/09/2006 letter signed for 8/9/06

 

Halifax 07/09/2006 letter signed for 8/9/06

MBNA request for repayment letter sent 07/09/2006 letter signed for 8/9/06

 

 

DONATE TO KEEP THE SITE OPEN PLEASE

Link to post
Share on other sites

Well I guess that explains it. Where I come from the footie team are know as the Earbiters, which I think is self explanatory. See you around.:p

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Share on other sites

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