statements

[higgss]

Hello there

 

I have received my last 6 years worth of statements and calculated without interest a total amount of £1347. Can I proceed with the next letter asking for this back and just forget about the interest?

 

Thanks

 

Jason

 

(great site)

[Michael Browne]

Of course. Send the preliminary letter as soon as you like

Start a thread in your bank's forum and post your progress and any questions there and you'll get plenty of help.

[higgss]

Hi

 

I have sent off my request for refund of £1347 from First Direct. I take it i will get a NOT ON YOUR LIFE letter back. Do you think i will get this sorted within a month. either refunding or actually getting to the court?

 

Thanks

 

Jason

[sues35]

Hi

 

I have sent off my request for refund of £1347 from First Direct. I take it i will get a NOT ON YOUR LIFE letter back. Do you think i will get this sorted within a month. either refunding or actually getting to the court?

 

Thanks

 

Jason

 

Have a look under the banks threads in the main section, you will get lots of advice and info there. Different banks take different times and tactics and of course it varies with each person. Good luck

[higgss]

Can i ask a serious question

 

With all these people (hundreds and well done to them all) who are getting there money refunded which is totalling it the thousands. How is it the banks don't put a stop some how by applying to a hgher court?

 

thanks

 

jason

[higgss]

Hi

 

Sorry to bother again. Regarding opening a bank account with someoe else. I tried to go with Nat West who over the phone agreed but then declined when i sent the signed application due to credit check. can i just go for a basic account and do you know of any

 

thanks

 

jason

[stle74]

I think it's possible to get a basic cash account (no facilities) with almost any bank. My credit score is quite bad, & I've opened a basic account with Abbey. Aliance & Leicester, Nationwide etc do similar accounts. It was very simple. Abbey did it on the same day (45mins), all I had to do was deposit £1! Cash machine withdrawal £250, over the counter £500. That's it! In the mean time, I've cancelled ALL direct debits with HSBC, & have my fingers (& legs, & eyes) crossed for my £2500!(ish)!

Lee

[sues35]

Hi

 

Sorry to bother again. Regarding opening a bank account with someoe else. I tried to go with Nat West who over the phone agreed but then declined when i sent the signed application due to credit check. can i just go for a basic account and do you know of any

 

thanks

 

jason

 

Hi

 

Im sure one day the banking system will try defend court case, however to put it in simple terms (cos thats best for me) how can they defend something that is illegal? They are not allowed to make a profit from charges, they cannot justfiy a 39 pound charge for a computer to spurt out a letter saying a dd was not paid.

 

On the other note there is a liost of banks in a thread i will try to find it and let you know, but im sure its in main section under parachute accounts.

[mechs]

Hi

 

Sorry to bother again. Regarding opening a bank account with someoe else. I tried to go with Nat West who over the phone agreed but then declined when i sent the signed application due to credit check. can i just go for a basic account and do you know of any

 

thanks

 

jason

 

Jason, take a look in here Parachute Account

[sues35]

Hi, as previous post but u can access it via clicking on link below

[higgss]

Hi

 

Well i got my first letter back from First Direct rejecting my refund. Do you think i should wait the 14 days still?

 

Thanks

 

Jason

[dolly]

Please can you start a thread in the relevant institution section now - this is the welcome forum and it has got a bit long!

 

Answer to your question - Yes, I would, just in case they change their mind

[Michael Browne]

Start a thread in your bank's forum and post your progress and any questions there and you'll get plenty of help.

 

Yes stick to the timescales.

This forum is really only for welcoming new members, from now on can you post in a new thread in your banks forum. Thanks.