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1st Credit - Citi Card debt - 6 questions!


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the citi threads in the financial legal forum.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Thanks everyone for your help.

 

 

I received a letter from Citi confirming that they recognise the SB and that no further action will be taken.

 

 

The defaults have also come off my credit file too and my score has jumped from 270 to 870 :)

 

I am curious though about

 

"lots of old CITI debts being taken to court"

- surely they can do nothing now the 6 years have passed,

the default has been served and SB is in place?

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correct, the letter would kill any claim.

 

 

with me going back

who was shown as the owner of the debt on the CRa file before it went?

 

 

just remember, when debts are sold

 

 

a dca will sometimes chance their arm in going for a claim

hoping its not contested and they win by default

 

 

this is why it is SO important to advise a chance of address

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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