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"CCA" received, is actually Application Form - can i get default removed?


krysus
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I recently received a response to a SAR / CCA request from Arrow Global.

 

It relates to a Bank One credit card from years ago which i recently found to have a default entry on my otherwise clean credit file.

 

The copy form they've returned is actually the application form.

It doesn't appear to have the prescribed terms on the front, i.e. APR and Credit Limit, nor is it properly signed (it has a date stamp with a signature if that counts).

 

Is there any action i can take to get the default removed? Also, i never received the default notice which i understand they need to provide.

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