Egg PPI loan and credit card ***WON***

[militantconsumer]

Hi pinknico

 

I've started a new thread about my Egg Card PPI:-

http://www.consumeractiongroup.co.uk/forum/egg/178357-militant-consumer-challenges-egg.html

 

See you over there!

 

mc

[militantconsumer]

Hi PN,

 

Did you ever receive your copy tapes from Egg?

 

I guess you've heard nothing from the FOS?

 

MC

[pinknico]

Hello MC, no I never received the tapes and just received a letter from the FOS saying they have all the information they need and are waiting to pass it to an adjudicator, I wont hold my breath!

[militantconsumer]

Thanks for that.

 

Good luck with the FOS, and keep us updated.

[alanalana]

hello Pinknico,

 

not sure if this will be of any use but it may give you some hope:)

 

Egg fined £721,000 and will compensate PPI customers

 

aa

[pinknico]

Hello aa, is the title "site team " new???

 

Thanks for the info, hope this will lean the adjudicator in my favour!

[alanalana]

Hello Pinknico,

 

Hello aa, is the title "site team " new??? About a week new

 

Thanks for the info, hope this will lean the adjudicator in my favour!

 

If I find an more Egg stuff I will post.

 

aa

[pinknico]

"Hello aa, is the title "site team " new??? About a week new:shock:"

 

 

Sorry aa not been around much, brilliant news!!

[alanalana]

Hello pinknico,

 

Sorry aa not been around much, brilliant news!!

 

Thank you, I am though still learning. I will try and keep up with the support to the PPI forum. It has been a case of on the job learning and PPI is a huge issue and complaints are on the increase.

 

aa

[pinknico]

you will be and are fabulous aa. xx

[alanalana]

you will be and are fabulous aa. xx

 

Have to be careful about site rules

 

Thanks again:-D

 

aa

[pinknico]

Just to let you know that my egg loan complaint is now with an adjudicator, so will let you know what they say.

[alanalana]

as promised some time ago more information on egg Agreements. As you are allocated an adjudicator probably too late but if the FOS do not uphold your complaint (Unlikely) and you have to proceed to Court this could be very useful...

 

Egg Credit Agreements-what do i think is wrong with them

 

aa

[pinknico]

Had a letter from the FOS today upholding my complaint on the Egg loan 2004 (CONFIRMED PPI PRE SELECTED ONLINE IN THAT YEAR)

Egg are requested to pay back the ppi plus interest plus 8% and compensation.

Not celebrating yet, Egg could disagree and an Ombudsman have to get involved. xx

[alanalana]

Had a letter from the FOS today upholding my complaint on the Egg loan 2004 (CONFIRMED PPI PRE SELECTED ONLINE IN THAT YEAR)

Egg are requested to pay back the ppi plus interest plus 8% and compensation.

Not celebrating yet, Egg could disagree and an Ombudsman have to get involved. xx

 

 

Fingers crossed for a complete success:D

 

aa

[pinknico]

Thanks aa:)

[dec22]

Had a letter from the FOS today upholding my complaint on the Egg loan 2004 (CONFIRMED PPI PRE SELECTED ONLINE IN THAT YEAR)

Egg are requested to pay back the ppi plus interest plus 8% and compensation.

Not celebrating yet, Egg could disagree and an Ombudsman have to get involved. xx

 

Thats a bit of good news! I applied on-line in Jan 2004 and Egg rejected my complaint so I sent it to the FOS in Feb this year, just waiting for an adjudicator now.

 

Hope they don't drag their heels in responding to the adjudicators recommendations.

 

Good luck, hope you have a speedy refund!!

[pinknico]

Thanks dec77, hope you hear something soon.

[militantconsumer]

Wow, that's an amazing result!!! (we hope)

 

I find it strange that Egg have not been forced to refund EVERYONE who purchased PPI online in 2004. How are we meant to know when they did and did not pre-tick the boxes?

 

We have already seen Egg fined for mis-selling over the phone, so why hasn't there been an investigation and/or fine for the online sales as well?

 

Egg have categorically stated to my friend in writing that the box was NOT pre-ticked for PPI on credit cards in 2002. That case is also with the FOS, so I'm looking forward to finding out if they were telling the truth.

[pinknico]

Hello MC, the adjudicator said when I took out the loan on line I was asked how much I wanted to borrow and what monthly payments I wanted to make, the monthly payments had PPI on and I would have had to opt out as Yes is pre selected and I could have missed this.

Also single premium policy is a no no!

[alanalana]

Hello MC, the adjudicator said when I took out the loan on line I was asked how much I wanted to borrow and what monthly payments I wanted to make, the monthly payments had PPI on and I would have had to opt out as Yes is pre selected and I could have missed this.

Also single premium policy is a no no!

 

so is this good news for you if the opt out is pre selected and you missed it then it has to be good news for your claim:D

[pinknico]

What a surprise Egg did not respond to the FOS findings:rolleyes:

Has now been with the Ombudsman for over a week.

Will keep you posted.

[stush]

I applied for a top up online in Dec 2004 which Egg have confirmed i did online with PPI. Do we know if the ppi box was automatically ticked still around this time as I cant remember?

[pinknico]

Ombudsman have upheld my complaint against Egg, now just have to wait for them to payout!

[alanalana]

keep us posted on the progress