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Can Barclaycard withdraw from my Barclays current account?


BenjiBoo
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Hi all,

 

if I'm having difficulties with a Barclaycard account and payments. Can Barclaycard obtain payments from my Barclays current account without a court order? I heard a rumour that it was possible. Anybody know for certain?

 

Also, if I signed up to my creditcards online, is it a waste of time making CCA requests?

 

cheers.

 

B.

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Hi Ben

 

The answer is 'Yes' Barlcays can use funds in your current account to put towards any late/behind payments on your Credit Card/loans.

 

This is called 'Setoff'

 

You need to look at opening a new account so they can't snatch your money.

 

I found this one easy to open

 

NatWest – Get our Step account here

 

 

You can use Direct Debits and you get a solo card.

 

JOgs

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