Lloyds debt no2/ dlc/et all...now with a discount offer...!!

[Dorabell]

Hi Dorabell = looks like they have sold a pup - just ignore - probably get some begging letters soon.

 

Good luck - my loan account gone very quiet - just waiting for some new outfit to write

 

Intend

 

thanks:-) this account as been settled

[RedVixen]

They seem a little slack don't they

 

I have CSA on behalf of Westcott on behalf of Lloyds chasing theloan that was settled by lloyds as part of the PPI win nearly three years ago

 

CSA are at the pink letter stage at the moment - haven't done the Aylesbury court bit yet but In know its coming

 

I can't help wondering why DCAs keep agreeing to chase the same people that have ignored/fought them off multiple times before - they surely don't keep records

[Dorabell]

:-)

[Dorabell]

[Dorabell]

just checked my credit file the above has been put back on there after receiving the above letter the orther day

[Dorabell]

hi all received a yearly statement off the above:roll:

[Dorabell]

hi all they have requested the above:roll:

[Dorabell]

[Dorabell]

Hi all just checked my file these people HSL i now they are the same company have put a default on there so thats 1 default i1 satisfied 1 settled very confused

Edited December 18, 2012 by Dorabell

[Dorabell]

[unclebulgaria67]

They can only put the default on there, if they have taken over the debt from the original creditor/previous owner. Obviously the information needs to be correct and you can challenge if it is not. There have been court cases where defaults have been challenged where no CCA can be found and the judges have accepted the default on the credit record as being ok.

[Dorabell]

hi thanks for your reply

 

credit files showing here goes

 

lloyds tsb credit card started 25/04/2003 current balance settled

settlement date 21/03/07 credi limit 2,000

 

lloyds tsb credit card started 25/04/2003 current balance satisfied

default date 18/09/2008 default 2,104

debt assigned to CIAS member

start date 1/9/2012 date updated to 9/9/2012

 

Hillesden securities limited account updated to 2/12/12

credit card started 25.04.2003

default date 18.9.2008

default balance 2,104

 

cannot get my head around it

[unclebulgaria67]

This appears correct. HSL have added their default in replacement of Lloyds on 2/12/12. The original default date is the same, as is the amount.

 

They are allowed to do this, so I am not sure what your concern is. If they can't get hold of the original paperwork from Lloyds, then they are a bit stumped.

[Dorabell]

This appears correct. HSL have added their default in replacement of Lloyds on 2/12/12. The original default date is the same, as is the amount.

 

They are allowed to do this, so I am not sure what your concern is. If they can't get hold of the original paperwork from Lloyds, then they are a bit stumped.

 

2 defaults and 1 settle for the same debt:roll:

[unclebulgaria67]

The Lloyds default should be removed, so you just have the HSL one. I think when Lloyds close down the debt and assign/sold the debt to HSL it would show as satisfied, as HSL have paid for the debt. The debt is now theirs to make collections from you.

[Dorabell]

has you can see they all have the same dates the account was opened:-o

[Dorabell]

Hi all the reply as arrived:roll:

[Dorabell]

hi all still receiving yearly statements:|