Usful Information On credit file

[JOSH_IOU]

HI.

 

I Dont no how many of you know this. But an example on the way the banks operate the contract between credit ref agency's and themselves are as follows.

 

The bank generates a summaray of the account and then passes the information to the credit refrence agency. There is no checks at all on the credit refrence agency. Apart from the naked eye which dose not do very much at all apart from transfer the info to there database.

 

Just a little info here

Edited June 26, 2008 by JOSH_IOU

[pombix04]

Hi Josh

thanks for that info; but what does it mean really?

[pombix04]

I would like to know how to erase wrong stuff on the credit file.

 

thanks

pom

[postggj]

hi pom

 

you can do two things

raise a complaint with the cra

thats a waste of time believe me

 

best option is to contact the original creditor with your complaint to remove/rectify the incorrect data

 

ico

 

very last

 

court action

[pombix04]

thanks for that. have tried that but no luck. not the court thing, have no money to take them to court and cant afford a solicitor anyway.

thanks anyhow

pom