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DomWolf v Nationwide


DomWolf
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Hi all,

 

Hope everyone's claims are going through wihout too much of a hitch!

 

After gaining so much inspiration from the forum, i thought i'd better add something.

 

I managed to get hold of 6 years' worth of bank statements after waiting around 2 weeks.

I then handed a letter requesting just under £1400 and a schedule of charges to a branch advisor (awkward, but at least i know they got it!). That was on 27 June.

So now Nationwide have until 11 July before i issue an LBA :grin:

 

I've also opened a parachute account with Alliance and Leicester who are offering a better deal anyway.

 

It's all a bit of a shame really- i've had my FlexAccount for 15 years and until now, had no trouble. Turns out building societies don't operate in their members' best interests after all!

 

I'll keep you posted.....

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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Great stuff - it'll probably get to the Moneyclaim stage before you get your unfair bank charges back, that seems to be how it is going with Nationwide at the moment, but you'll get there. And, in all honestly, you get a bit more back because of the interest so it is worth it in a way :)

 

Definitely do keep us updated :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Thanks for the info Dolly!

This will be a long haul, but one which'll pay off, i'm sure.

Honestly, i can't wait to get to the MoneyClaim stage as i know that's when thing start to happen.

 

I received one of those "thanks for your letter received on.....I am unable to refund any charges" replies this morning. So i guess i'll be sending an LBA on Monday.

 

They've mentioned that if i can't abide by their T+Cs then it may be appropriate for me to consider "alternative banking arrangements". Good thing i've done that already and have a new current account ready and waiting....

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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  • 3 weeks later...

Right, the final stretch...

 

I received a generic reply to my LBA. Basically going into how they're sorry they couldn't close my complaint. They're going to refer it to the Member Service Dept...

 

I've given them the full 28 days in which to repay. I issued my MoneyClaim a few moments ago.

 

Hopefully, i'll be £1400 richer the next time I post!:)

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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hi there, as you will see from my details my money was paid out quite quickly after they received the court claim (i did mine theold fashioned pen and paper way!) so hopefully you won't have too much longer to wait!!

oooeee

 

As a mathematics degree student i know their figures don't add up!!!! join the Revolution!!!

 

 

 

Nationwide Building society £1778.55 LBA sent 22.06.2006 Claim filed at Truro court 07/07/2006 for £1842.78 Acknowledgement recieved 19/07/2006 "intend to defend". £246.73 (interest on amount) paid into account 20/07/2006 Remaining £1595 paid into account 21/07/2006

Littlewoods catalogue looking into late charges. £80 of charges made phone call 16/07/2006 letter going out 21/07/2006

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  • 2 weeks later...

Hey!!!

 

Just as i was about to rant on about how i can't wait any longer...

 

I just found 131.08 as a cash deposit in my account!!!!

 

This has to be the court cost and interest.

 

Shame i've got to wait til next week for the rest, but at least

 

I'VE WON!!!!

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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CONGRATULATIONS!!

 

Absolutely delighted for you - you never know, the rest could go in tomorrow, mine did :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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