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Mortgages


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I have just read that I could possibly claim against charges made to my mortgage account.

 

Whats the chances of them asking you to pay back your mortgage if you tried to claim against them though?

 

I have just sent two letters asking for DPA info on bank accounts with them and I am just a little concerned they could use the mortgage as a kind of leverage.

Letters sent for two accounts 8/03/06 - 40 days= 17th April

Reminders sent 5th April (along with cheque) 12 Days to go...

Rang Abbey 1600 18/04/06 asking where info is....

Sent Letter to Infomation Commissioner 18/04/06

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No, your mortgage is locked up in a separate contract - but do check your T&Cs

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Regarding mortgages, I've written to my mortgage company to claim back a charge they made on my mortgage for a missed direct debit payment but they replied that the charge is legal as the amount they charged me (£27.50) does reflect the loss they incurred (my mortgage payment is nearly £800).

My point is though that I did pay that amount when it was due, using internet banking as I knew the direct debit wouldn't be set up on time, so they did get my payment anyway.

Have I got any ground to write them back and ask for the money again?

Thanks!

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Regarding mortgages, I've written to my mortgage company to claim back a charge they made on my mortgage for a missed direct debit payment but they replied that the charge is legal as the amount they charged me (£27.50) does reflect the loss they incurred (my mortgage payment is nearly £800).

My point is though that I did pay that amount when it was due, using internet banking as I knew the direct debit wouldn't be set up on time, so they did get my payment anyway.

Have I got any ground to write them back and ask for the money again?

Thanks!

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  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Letters sent for two accounts 8/03/06 - 40 days= 17th April

Reminders sent 5th April (along with cheque) 12 Days to go...

Rang Abbey 1600 18/04/06 asking where info is....

Sent Letter to Infomation Commissioner 18/04/06

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