Alex_Delarge V's Lowell/HSBC **WON**

[ODC]

Download the forms and fill them in. Pop along to your local Court swear an affadavit.

[ODC]

Read this excellent thread

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/86067-getting-statutory-demand-set.html

[Alex_DeLarge]

Thanks ODC, sorting out the forms now and will get them to the local court tomorrow.

[ODC]

You should also consider a formal complaint to Leeds TD as they have these muppets on their radar for previous frivilous SD infestations

[Alex_DeLarge]

Not sure how to fill out the form 6.4, can the court help with this or do I have to figure it out myself?

 

(a) insert name and address of person to attend hearing - is this me? also there is a space for date, time and place, do the court fill this bit in?

 

(d) State the names and address of the persons to be served - is this Lowells? If so, do I put Lowells or Andrew Bartle.

 

(e) State the applicants address for service - Is this my address?

[Alex_DeLarge]

Found answers in another thread.

[Alex_DeLarge]

Application to have the SD set aside was submitted to the county court this week.

 

Watch this space.

Edited September 2, 2008 by Alex_DeLarge

[Alex_DeLarge]

I have received copies of the forms back from the court with a date for next month.

 

As I understand this is a review to see if there will be a hearing, or if there are no grounds and my application is rejected.

 

Do I need to take anything to this review?

Edited September 6, 2008 by Alex_DeLarge

[Alex_DeLarge]

Bump

[Alex_DeLarge]

Can somebody please help me with this, I cannot find the the info I need in other threads.

 

I also need to ask some questions via PM as I do not want to post them here for obvious reasons.

 

I don't know what this first hearing is for or what I need to take with me, and may have made a mistake on my application to have the SD set aside.

 

I almost want to pay the Fu*%ers just to make this stop.

Edited September 7, 2008 by Alex_DeLarge

[Alex_DeLarge]

PLEASE can somebody advise me on what to do next as I cannot find a thread that mentions what I need to take with me to this first hearing/review.

 

Ideally I would like to hear from someone who has been through this and can tell me exactly what to expect.

 

Thanks

[ODC]

Alex do not panic. I assume you have applied to have the SD Set Asidee on the grounds that Clownells have not responded to your CCA request. If this is the case then you have done all you need to do. Just go along to the Court on the date in question and tell the Judges this. A Set Aside hearing is a simple matter and will be over fairly quickly. I doubt if the Leeds Losers will be even bothered to turn up. Make sure to ask the Court for your costs

[Alex_DeLarge]

Thanks ODC, Yes failure to respond to my CCA request is the reason I stated. I will take a folder along with all supporting documents just in case.

 

One question - The SD was from Lowell Portfolio I Ltd. On the SD set aside form I stated that I had sent my request for a copy of the original CCA to Lowell Financial Ltd (which I did), I understand that they are one in the same, do the courts understand this?

 

I just want to make sure this is o.k, I should have checked this before I submitted the forms. I do not want to look stupid or for them to throw it out because of my error.

 

This is the reason I have been stressing the last few days.

[N.P]

Hi alex,

 

I`m not sure myself, but on the letters I`ve had, they read Lowell Financial were the DCA acting on behalf of Lowell Portfolio who had purchased this debt.

 

Although, like you say, they are they same bunch of idiots sharing a desk, a Judge may see them as seperate companies.

 

I don`t know, but I understand your question.

 

Anyone else?

 

 

 

N.P

[ODC]

A check of Companies house reveals that Lowell Portfolio I, Lowell Financial, Red Debt and Hampton Legal are different entities of the same. The directors are the same and for some strange reason they all seem to be living at 1 Apex View, Leeds.

 

For some obscure reason they dont wish to give out their home addresses as most other UK Company Directors seem to have to.

[mr.ton]

Not forgetting JB recoveries as well ODC

[Alex_DeLarge]

I have the very first letter sent to me by Lowell Portfolio I, they state in the letter that all future communications and payments must be addressed to Lowell Financial Ltd.

 

I will be taking that letter to court.

[Alex_DeLarge]

Is it worth CCA'ing Lowell Portfolio I Ltd, to cover myself? I have enough time.

 

Could this be one of their tactics?

[ODC]

JB Recoveries seem linked to those professional experts in Kilmarnock who seem to have something of an incestuous relationship with our friends in Leeds.

[TheChancellor]

A check of Companies house reveals that Lowell Portfolio I, Lowell Financial, Red Debt and Hampton Legal are different entities of the same. The directors are the same and for some strange reason they all seem to be living at 1 Apex View, Leeds.

 

For some obscure reason they dont wish to give out their home addresses as most other UK Company Directors seem to have to.

 

Nice work !8)

[N.P]

Did someone mention JB? As in JBDR?

 

I`m getting hassled from BJ on my ex Argos Account.

 

Is that good or bad?

Edited September 9, 2008 by N.P
dodgy spelling

[N.P]

Is it worth CCA'ing Lowell Portfolio I Ltd, to cover myself? I have enough time.

 

Could this be one of their tactics?

 

 

I doubt these empty heads will get very far anyway without a CCA, especially as they are just a DCA who have bought a debt and don`t have any paperwork to back anything up.

 

I think they are trying to break you.

 

Keep digging in, then kick the s**t out of them!

 

 

 

N.P

[Alex_DeLarge]

I doubt these empty heads will get very far anyway without a CCA, especially as they are just a DCA who have bought a debt and don`t have any paperwork to back anything up.

 

I think they are trying to break you.

 

Keep digging in, then kick the s**t out of them!

 

 

 

N.P

 

I have learned a lot in the past months since joining the CAG, and I feel the best way to get back at the DCA's is to make as many people as possible aware of their rights when it comes to dealing with these ****.

 

Thanks again to everyone who has helped me so far.

[Alex_DeLarge]

Firstly a big thank you to all on the forum who have helped me over the last 9 months, I could not have got through this without you all.

 

I had my set a side hearing this week, the set a side was granted, with costs being awarded in full (over £200). The Judge was very understanding and said my paperwork was excellent. Lowell did not even turn up.

 

If a mod could change the thread title to Alex_Delarge V's Lowell **WON** that would be great.

 

Soon as the cheque arrives I will be making a well deserved donation to the forum.

 

I'm off to celebrate with a cup of Tea.

 

Thames Credit, I'm ready for you now!

[Dorabell]

Well Done Ad:)